Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and other unplanned expenses to help customers meet their financial needs.

You can pre-qualify online to get an estimate of loan terms based on your credit and provided information. Full loan applications are required for final approval and terms.

The interest rate is the cost of borrowing money expressed as a percentage without fees, while the APR includes the interest rate plus any additional fees such as origination or closing fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days. In-branch loans provide same-day funds via paper check.

The branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays. It is also closed on holidays like November 27, 2025, and December 25, 2025.

You can pre-qualify online for loans up to $10,000, though actual approval amounts depend on your state and income.

Missing payments may result in late charges. Contact your local branch or refer to your loan documents for details on late fees.

Close by are Burn Boot Camp and Crunch Fitness, where you can enjoy workouts before or after handling your financial needs at Republic Finance.

Nearby restaurants include Cicis Humble for buffet dining, Jersey Mike's Subs for sandwiches, Crumbl - Humble for desserts, and Potbelly for fast food and soups, perfect for a meal around your visit.

Yes, Regions Bank and Western Union are nearby, providing additional banking and money transfer services for your convenience when visiting the Republic Finance location.