Heights Finance in Houston, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Awesome staff, manager Elizabeth always going above and beyond her service!
RG
Rosa Garcia
Nov 17, 2025
5.0
Great customer service ,had some really great snacks for customer appreciation week, thank you Covington Credit
JC
Jeffrey Cameron
Nov 6, 2025
5.0
Needed a quick loan and reached out to Heights Finance. Damaris was super helpful and friendly and got me situated quickly. She is professional, engaging and she gave me the assurance that I was dealing with a solid company that takes care of their clients. Ask for Damaris!!
JC
Junior Castillo
Oct 24, 2025
5.0
Excellent Customer Service, Good People 10/10.
CA
Carlos Abreu
Oct 23, 2025
5.0
Excellent service, very fast. Thank you so much Damaris.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person for assistance with loan options that suit your needs.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps but is not required; loan decisions are based on multiple factors. Applying is the best way to find out if you qualify.
What are the payment options available at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the branch hours for Heights Finance in Houston, TX?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available for customers.
What nearby places can I visit before or after my visit to Heights Finance?
You can visit nearby places like Academy Sports + Outdoors for outdoor gear shopping, Conn's HomePlus for appliances and electronics, or enjoy a meal at Cristobal Mexican Grill & Bar or Chick-fil-A.
How can nearby public transit help me get to Heights Finance?
Nearby bus stations such as First Transit and the Metropolitan Transit Authority facilitate easy public transportation to the Heights Finance location on Northwest Freeway.
Are there hotels near Heights Finance if I need accommodations?
Yes, nearby accommodations include Studio 6 Houston - Tx - Brookhollow and Motel 6 Houston Brookhollow, convenient for visitors and customers traveling from out of town.