Heights Finance in Houston, TX offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Mrs. Kaitlyn was very awesome at helping me with my loan. Very friendly nice and professional. I will recommend heights finance to anyone. Thanks Mrs. Kaitlyn
JP
Jacqueline Parrish
Sep 22, 2025
5.0
I called and spoke with Sarah who advised I’ll have a soft pull to see a preapproval but it was hard pull instead. I didn’t even have an amount that was preapproved. I asked for them to remove inquiry and was told to call bureaus which they are giving me a hard time. I was told the company can remove the inquiry. I don’t like being lied to very unprofessional and unethical
Update: Manager called me and it was a misunderstanding with the system it wasn’t intentional to do a hard inquiry and they did remove it on their end. This would have been my second time working with them and I’ll definitely return.
KA
kenny Arellano
Sep 17, 2025
5.0
Really helpful , easy n simple. great service!
JM
jeffery mattson
Aug 11, 2025
5.0
most amazing service love them A Rating
TM
Tabby Mitch
Aug 8, 2025
5.0
Kaitlin the branch manager was awesome helping me with everything I am trying thankfully and satisfied.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Houston offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans up to $10,000 tailored to your financial situation.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person for a fast and easy loan application process.
What do I need to bring to apply for a loan?
Bring two forms of identification, proof of income, and proof of residence such as government-issued IDs, utility bills, or bank statements.
Do I need good credit to qualify for a loan?
While good credit helps, loan approval is based on multiple factors. You may qualify even without stellar credit; applying is the best way to find out.
What are the business hours for the Houston Heights Finance branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance location wheelchair accessible and does it have onsite parking?
Yes, this location has a wheelchair accessible entrance and onsite parking available for customers.
Can I make payments online or through an app?
Yes, payments can be made online, via the mobile app, or with automated bank payments, checks, money orders, or debit cards.
What nearby places can help me find Heights Finance on Richmond Avenue?
Nearby places like TedHair Houston and Air Ambulance International can be landmarks to help you find Heights Finance on Richmond Avenue.
Are there local attractions I can visit before or after my appointment at Heights Finance?
You can visit Gulf Coast Artworks, a nearby art gallery, to enjoy local art before or after your visit to Heights Finance.
If I'm coming from downtown Houston, can nearby transportation services assist me in reaching Heights Finance?
Yes, transportation services like Mega Limousine and Transportation near Heights Finance can assist with travel to the branch.