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Welcome to First Horizon Bank - located in Houston. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Houston, TX - Richmond Ave
3810 Richmond Avenue, Houston, TX
77027, United States
Hours
Reviews
2.6
16 reviews
5 stars
6
4 stars0
3 stars0
2 stars
2
1 star
8
- BDBeau Ryan DinglerAug 13, 20251.0At least the people are nice sometimes!
- SPSK PAug 28, 20241.0They don't even deserve a review. My partner went to open an account and she said no just because his licence was due for renewal in a month. On top of that she started asking weird questions like the amt of money we have, exact numbers in savings, checkings, cash etc. On top of that she simply judged me saying that they want customer who will stay long time. Well when did I say I am wasting my time to go to a bank and open an account to not be a long time customer. With this type of behavior, definitely no one is staying with you.This place is a joke. Moreover if that's needed why don't you put a clause saying you cannot leave us until xx years. It's discrimination based of of race, being rich and she even openly asked my networth. She mentioned they need to know my networth before even banking with me. Why do I disclose my networth to a person or a bank where I don't even have a relationship with. It was absolutely crazy. She was writing these things down on a paper instead of putting it on their system. It sounds super sketchy. Not sure how protected your information will be with them. Now if they want to be a bank for rich ppl or only cater to specific race or people earning more than a threshold they got to put it in writing. Luckily I did note down the name of the banks manager- Lakika Tyler. Well the banker did check with the manager and the manager gave her a green light to discriminate. So yeah, looks like its the whole bank like that. The bank definitely needs to manage the way their employees treat future customers else they are due for a huge lawsuit.
- DDDauletJul 17, 20241.0The worst bank ever! Customer service is formal and unhelpful. The reps are clearly just trying to get rid of you instead of solving your issues. It's extremely frustrating and disappointing.
- EZEli ZuritaNov 14, 20185.0Great bank 🏦
- NSnicole standlyDec 26, 20175.0Aaron is always so attentive. Reminds me of the day's why their are bankers not self serve kiosk!!! Thank you!!
Frequently Asked Questions About First Horizon Bank - Houston, TX - Richmond Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank on Richmond Avenue?
The drive-through is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a personal ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What types of mortgage loans does First Horizon offer?
First Horizon offers fixed-rate, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans tailored to diverse financial needs.
Does First Horizon Bank provide assistance for first-time homebuyers?
Yes, they offer programs including FHA loans with lower down payment requirements and mortgage specialists to guide you.
What are the qualifications for obtaining a small business loan from First Horizon Bank?
Qualifications vary but typically include a thorough business plan, loan purpose, collateral, good credit history, positive cash flow, legal compliance, and a healthy debt-to-income ratio.
What services can I access through First Horizon Bank's mobile banking app?
The Mobile Banking app provides digital and online banking services including account management, bill pay, mobile deposit, and loan services.
What nearby places can I visit around the First Horizon Bank branch on Richmond Avenue?
Nearby, you can visit the Galleria mall for shopping and dining, Which Wich Superior Sandwiches for a meal, and LA Fitness or Gym at Pearl Greenway for workouts.
How can the Galleria help when visiting First Horizon Bank on Richmond Avenue?
You can enjoy shopping, dining, and parking at Galleria before or after your banking visit, making it convenient to combine errands and leisure.
Are there convenient dining options near First Horizon Bank on Richmond Avenue?
Yes, nearby dining options include Mia Bella Restaurants for Italian cuisine, Pepper Tree Veggie Cuisine for Chinese food, and Berripop for ice cream.