Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.1
10 reviews
5 stars
7
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1 star
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- CMCelena San MiguelOct 28, 20255.0For my particular situation, the entire branch handled everything professionally and politely. They were transparent every step of the way and communicated very efficiently and effectively. I enjoyed the experience.
- BRBrenda RamirezSep 29, 20255.0Highly recommend. Easy process, very professional. The gentleman that assisted me was very friendly and knowledgeable. I will definitely be a lifetime customer.
- JBJessica BolteJul 8, 20241.0Not worth a hit on your credit report.
- JHjeffrey holmanJun 17, 20245.0Great customer service. They helped me out when I was struggling to make my payments.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, among others to meet different financial needs.
How can I get pre-qualified for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval requires completing a full application.
How long does it take to receive loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed at the office receive funds the same day via paper check.
What are the operating hours of Republic Finance in Haltom City, TX?
Republic Finance is open Monday to Friday from 8:00 AM to 5:00 PM and closed on weekends and specified holidays.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus applicable fees and is usually higher.
How much can I borrow from Republic Finance?
Loan approval amounts depend on factors like state and income, with online pre-qualification available for loans up to $10,000.
What happens if I miss a loan payment at Republic Finance?
Late payments may result in a late charge. Customers are advised to contact their local branch or review loan documents for specifics.
Are there nearby places I can visit around Republic Finance at 5000 Western Center Blvd.?
Yes, near Republic Finance you can find multiple restaurants such as Taco Chon, Mango's Grill, and Little Caesars Pizza, perfect for dining before or after your visit.
Is there convenient access to services like automotive repair near Republic Finance?
Nearby automotive services include Meineke Car Care, Meineke Car Care Center, and AutoZone, where you can get repairs and parts while handling your finances.
Are there wellness and beauty options close to Republic Finance?
Yes, Happy Panda massage and Serenity Nails and Spa are nearby for relaxation and beauty treatments to enjoy around your financial visits.