Founded in 1941 in Fredericksburg, Texas, Security State Bank & Trust (SSB&T) is a community bank that understands Texas people and Texas businesses, because that’s what we are too. Now with 18 branches across the state, we offer all the products and services the big banks commonly do – made personal. We’re known for our friendly people, who always focus on service, not on sales. Whether you walk in or call, you’re immediately connected to a real person who can help you. We’ll walk you through options in personal checking and savings; business checking, savings and merchant services; mobile banking; credit cards; CDs; trust; wealth management; and loans including consumer, business, mortgage, farm and ranch, and SBA. Reach out today.
The customer service at this bank is world class. Amazing people and services. Best ever in our lives!
DG
David Grimes
Sep 18, 2025
5.0
Amazing customer service from their loan department/ Thank you to Brittany Thornton
CB
Christian Blohm
Sep 7, 2025
1.0
I’ve found Security State Bank & Trust to be outdated and inconvenient. There is no customer support available over the weekend, which is incredibly frustrating if issues come up outside of weekday hours. Recently, I couldn’t log in to the app or website due to an update, and there was no help available. Their rates aren’t competitive either, so there’s no real reason to keep banking here. Unfortunately, the lack of modern support and services has made me decide to move my accounts elsewhere.
ME
Mike ekiss
Jun 8, 2022
1.0
Lousy bank. Stodgy and musty.
Absolute waste of time opening an account there. Bought their checks .
Tried to get $ at teller yesterday in Kerrville on my SA bank check.
Called Fred and they said no dice. Their ATM limits are $200. Needed way more.
Oh the money was there in account.
Closing out with this dinosaur today.
Frequently Asked Questions About Security State Bank & Trust
What are the regular business hours of Security State Bank & Trust in Fredericksburg?
The bank is open Monday through Friday from 9:00 AM to 3:00 PM and closed on weekends.
Does Security State Bank & Trust offer drive-thru banking services?
No, this location does not have drive-thru banking services.
What are the drive-thru hours at Security State Bank & Trust?
The drive-thru is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on weekends.
Where is Security State Bank & Trust located in Fredericksburg?
It is located at 201 West Main Street, Fredericksburg, TX 78624, USA.
What banking and financial services does Security State Bank & Trust provide?
They offer personal and business checking and savings accounts, CDs, IRAs, various loans including consumer, mortgage, farm and ranch, SBA loans, merchant services, mobile banking, trust, and wealth management services.
How can I contact Security State Bank & Trust?
You can reach them by phone at +1 830-997-7575.
What holidays is Security State Bank & Trust closed?
The bank is closed on September 1, October 13, November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 1:00 PM.
What are some nearby shopping options around Security State Bank & Trust?
Nearby shopping options include Farmhaus Antiques Fredericksburg, FarmHaus thrift store, Marilyn's of Fredericksburg for women's clothing and flowers, Havana Reef Trading Co for men's clothing, and The Texas Silver Rush jewelry boutique.
Are there any cultural attractions near Security State Bank & Trust?
Yes, the Fredericksburg Historic District, which includes landmarks, museums, and fountains, and multiple art galleries such as Fredericksburg Art Auction, InSight Gallery, Good Art Company, Fredericksburg Good Art Co, and River Rustic Gallery are nearby.
What nearby public and government services can I find close to Security State Bank & Trust?
Nearby services include the Texas Department of Public Safety for DMV needs, Fredericksburg Utility Department, City of Fredericksburg Local Government offices, and the Fredericksburg Fire and EMS Department Central Station.