Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.1
14 reviews
5 stars
9
4 stars
2
3 stars0
2 stars
1
1 star
2
- ARAbril Martinez - Crafter in the RoughAug 21, 20255.0Your great!
- SMSylvia MartinezJul 24, 20255.0They make me feel welcome 🤗
- JTJasper ThackerJun 7, 20244.0outstanding customer service
- DGDiana GonzalezMay 31, 20225.0I had a very good process in April 2022. Daisy was kind and knowledgeable on the phone. I went into the office, She was working with someone else and I was helped by another nice person. Forgot her name. They were even able to extend an offer to a larger amount. I showed up unprepared due to traffic and they were patient with me upload my paperwork. I had a different experience than the rest of the reviews. I am glad my experience was a positive one. Thank you!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide, while final approval depends on completing a full loan application.
Is the loan check received in the mail from Republic Finance legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on Republic Finance loans?
Interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus applicable fees like origination and documentation fees, representing the total loan cost.
What does refinancing a loan at Republic Finance entail?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including your remaining balance and any applicable fees.
How quickly can I receive funds after qualifying for a loan at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing in person, you receive a paper check the same day.
What is the maximum loan amount I can borrow from Republic Finance online?
The largest loan amount you can pre-qualify for online is $10,000, though final approval depends on factors like your state and income.
What happens if I miss a loan payment at Republic Finance?
Missing a payment may result in a late charge; contact your local branch or check your loan documents for specific details.
What nearby food options are available when visiting Republic Finance at 1710 N. Zaragoza Rd.?
Nearby dining options include Delectacos (Mexican restaurant), Shipley Do-Nuts (donuts and smoothies), Bahama Buck's (ice cream and smoothies), and Toro Burger (burger restaurant) where you can enjoy a meal before or after your visit.
What financial services are located near Republic Finance at El Paso?
You can find other financial services nearby such as World Finance and Gold Star Finance, which offer installment loans and financial advising, providing alternatives or additional options for your financial needs.
Are there convenient places to repair electronics near Republic Finance's location?
Yes, TechFix Electronic Repair & Sales nearby offers IT service, computer repair, and appliance repair, in case you need electronic repairs while visiting the area.