Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
5.0
14 reviews
5 stars
14
4 stars0
3 stars0
2 stars0
1 star0
- CJcorp jAug 15, 20255.0Great crew, they had my back when I went through some serious financial struggles. Would recommend to anyone that needs a helping hand. All of them were extremely kind and welcoming.
- HVHector Gerardo VallesApr 8, 20255.0They always treat me with professionalism and respect , have excellent customer service !!!
- LCLUZ CERVANTESFeb 20, 20245.0Recomiendo ampliamente sus servicios gracias Myriam por su ayuda muy buen trato
- DFDaisy FuentesFeb 20, 20245.0Myriam and Nataly are great at what they do! Best finance location recommended! 10/10
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, emergency loans, holiday loans, and more.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and info you provide. Final approval and terms depend on completing a full loan application.
How can I be sure a loan check from Republic Finance is legitimate?
A loan check is a pre-approved loan offer and is real. Republic Finance provides more information about their loan checks on their website.
What is the difference between the interest rate and the APR on a Republic Finance loan?
Interest rate is the cost percentage for borrowing money and does not include fees. APR includes the interest rate plus fees (origination, closing, documentation, etc.) and is usually higher.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one potentially having different terms including interest rate and repayment timeline, including remaining balance and any fees.
How long does it take to get loan funds from Republic Finance?
If you qualify for electronic funding, funds deposit in 1-2 business days. At the physical location, funds are received the same day as a paper check.
What are the business hours for Republic Finance in El Paso, TX?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and holidays such as November 27 and December 25, 2025.
Where is Republic Finance located in El Paso, TX?
Republic Finance is located at 8001 N. Mesa St, El Paso, TX 79932, USA.
What nearby businesses or services can I find when visiting Republic Finance at 8001 N. Mesa St?
Nearby you can find Metro by T-Mobile for mobile services, Crossroads Dental for dental needs, H&R Block for tax and financial services, and Ay Caramba Restaurant for Tex-Mex dining.
How can nearby places help me when visiting Republic Finance?
You can combine your visit with other errands nearby such as getting phone service at Metro by T-Mobile, dental appointments at Crossroads Dental, tax help at H&R Block, or enjoy a meal at Ay Caramba Restaurant.
Are there any nearby dining options near Republic Finance in El Paso?
Yes, nearby dining options include Ay Caramba Restaurant for Mexican cuisine, Pasta Avanti for Italian and pizza, Burro Time for quick Mexican food, and El Secreto De Las Abuelas for coffee and Mexican dishes.