Heights Finance in Edinburg, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Awesome service!! Thanks so much Edna for understanding and helping for this loan. I highly recommend 5 star for sure!!! #HEIGHTSFINANCE
JJ
JoeySk8z
Nov 3, 2025
5.0
Good people! Ladies are very helpful and helped me out with what I needed!
AC
Asphalt Cowboy
Oct 27, 2025
5.0
Everything was awesome and very professional and quick!! Miss. Edna Lucio did an awesome job n explained everything very well. Thank you sooo much!!!!
RM
Ruby Marin
Oct 24, 2025
5.0
First time with a loan and they were awesome the assistance was fabulous and they explained everything so well. I don't regret reaching out to them for help. Plus Edna was the best I highly recommend getting a loan here.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Edinburg, TX offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person. Their friendly representatives will help you find loan options that fit your situation.
What documents do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued ID, proof of income, or utility/bank statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps, but loan decisions are based on multiple factors. You may qualify even without stellar credit; applying is the best way to find out.
What are the business hours for the Edinburg Heights Finance branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there wheelchair access and onsite parking available at Heights Finance in Edinburg?
Yes, this location has a wheelchair accessible entrance and onsite parking for your convenience.
Are appointments required to visit Heights Finance in Edinburg?
No appointments are required; you can walk in during business hours to receive assistance.
What nearby places can I visit before or after my appointment at Heights Finance in Edinburg?
You can visit nearby places such as Siempre Natural University for a healthy salad, Snowbite for Vietnamese vegetarian dishes, or the Paris Bakery for fresh baked goods.
How can nearby stores like the Sprint Store or Verizon Wireless help me during my visit to Heights Finance?
If you need mobile phone services or accessories, Sprint Store and Verizon Wireless Authorized Retailer nearby can assist you before or after your loan visit.
Are there any nearby services related to employment or legal aid near Heights Finance in Edinburg?
Yes, you can find Workforce Solutions for employment assistance and Billy J. Chapa providing criminal defense and private investigation services nearby.