Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans, including bill consolidation, home improvements, vacations, car purchases, and emergency expenses.

Pre-qualification gives an estimate of loan terms based on your credit and information you provide, but final approval requires a full application.

Refinancing replaces your existing loan with a new one, potentially with different interest rates, terms, or repayment timelines.

If approved for electronic funding, funds are deposited within 1-2 business days; in-office loans provide same-day funds via a paper check.

Republic Finance is open Monday to Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays.

Republic Finance is located at 2317 W University Drive, Suite 107, Denton, TX 76201.

Nearby places include LoveMyLiquor, Kumon tutoring center, Taqueria Miguelitos Mexican restaurant, and Enhance Barbershop, offering convenient services and dining options.

Yes, nearby restaurants include Taqueria Miguelitos, Domino's Pizza, Shawarma Press, ZENSHI Handcrafted Sushi, Starbucks, Chinatown Cafe, Smoothie King, and Taco Casa.

Nearby options include Metro by T-Mobile for mobile services and a Shell Recharge EV charging station for electric vehicles.

Missing a payment may incur a late charge; you should contact your local branch or see loan documents for specific late fee details.