Business Details
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Welcome to First Horizon Bank - located in Deer Park. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Deer Park, TX - Center St
1601 Center Street, Deer Park, TX
77536, United States
Hours
Reviews
2.5
8 reviews
5 stars
3
4 stars0
3 stars0
2 stars0
1 star
5
- IHIan HolterAug 4, 20255.0Never had an issue there, friendly service
- DHDonald HeckertMar 4, 20205.0Great place to bank! They are very helpful and really go the extra mile.
- ABA. BassFeb 28, 20201.0I went to this bank to cash a check from a customer. When I tried to open the doors they were locked. It was only 4:35pm and they didnt close until 5:00pm. Then the guy used a remote control to unlock the door from his desk. He told me that he couldnt see my face because I had shades on, which was BS! It was super sunny outside and alot of people wear shades outside. Then when I made it to the counter the lady said the guy signature looked sloppy and called him. I thought that was BS also. Long story short I was profiled. I own two business and business is my life, I know what they did. I was actually looking for another bank to do business with but clearly this place would never get a dime of my money.
- PRPres RAug 6, 20191.0This is Not a good bank to do your business. The tellers are very rude and seem to make as little effort, in handleling your problem. The Manager also doesn't seem to be, very knowledgeable in banking.
Frequently Asked Questions About First Horizon Bank - Deer Park, TX - Center St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular drive-through hours at First Horizon Bank in Deer Park?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and valid personal identification such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank provide services for small business loans?
Yes, they offer various small business loans including term loans, lines of credit, and real estate loans. Customers can consult with a banker to review options.
Where is First Horizon Bank located in Deer Park, TX?
It is located at 1601 Center Street, Deer Park, Texas, 77536, USA.
Is there parking available at the First Horizon Bank - Deer Park location?
Yes, the bank offers free onsite parking including a parking garage, parking lot, and street parking.
What nearby banks can I visit around First Horizon Bank in Deer Park?
Nearby banks include IBERIABANK, Comerica Bank, and another First Horizon Bank branch.
What local dining options are near First Horizon Bank at Deer Park?
Nearby restaurants include Cuban Cafe Deer Park for coffee and meals, Subway for sandwiches, and Popeyes® Louisiana Kitchen for fast food.
Are there any fitness or recreation venues near First Horizon Bank in Deer Park?
Yes, SPL Sports Performance offers gym and boot camp workouts, and God’s Warriors provides boxing classes and fitness training nearby.