Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms depend on completing a full application.

Yes, a loan check is a real pre-approved loan offer from Republic Finance.

Interest rate is the cost percentage for borrowing money, excluding fees. APR includes the interest rate plus any applicable fees expressed as a percentage and is typically higher.

Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, and repayment timeline, including the remaining balance and any agreed fees or insurance.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if in-person, you receive a paper check the same day at the office.

The largest loan amount for online pre-qualification is $10,000, depending on your state and income.

Late payments may incur a charge; details can be found by contacting your local branch or reviewing your loan documents.

You can visit local spots like Louisiana Famous Fried Chicken for a meal, Parkway Dental for dental services, or Top Alterations for tailoring services near Republic Finance.

Yes, nearby gyms include The Gym, JLS Personal Training Systems, Physiofit Texas Gym and Wellness Center, and Olympic Fit where you can work out before or after your visit.

Nearby options include Kwik-Pik Food Store, Texaco Station Dallas, and Kwik Pik Beer & Wine for gas, snacks, or convenience shopping.