Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a full loan application.

Yes, loan checks are real pre-approved loan offers from Republic Finance.

Interest rate covers the cost to borrow money excluding fees, whereas APR includes interest plus fees like origination and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including remaining balance and applicable fees.

Funds are typically deposited within 1-2 business days for electronic funding, or provided the same day as a paper check when closing at a physical office.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.

Yes, Republic Finance is closed on November 27, 2025, and December 25, 2025.

Nearby, you can visit Rev'd Up Nutrition for healthy food and smoothies, Caminos Mexican Cafe for dining and sports bar experience, and Baskin-Robbins for desserts and ice cream.

Express Oil Change & Tire Engineers and Club Car Wash are close by, offering auto repair, tire services, and car washes which can be convenient if you plan car-related financing or repairs.