Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.5
10 reviews
5 stars
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- NPNeffetia Pruitt5 days ago5.0I've been with republic finance for several years now. They are always super nice and willing to work with you. My credit score has also shot up because I'm never late on my payments. I highly recommend them!
- MHMonica HignojosDec 23, 20255.0Since day one all the staff i have encountered has always been professional and helpful. They greet you no matter if other people are in the waiting room or have one in their. Clean and smells good when you walk in.
- RGRich GrantDec 10, 20215.0Very professional, in all honesty was shock on speed an professionalism. I worked with Tracy & Anthony. Highly recommended.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information provided; final approval requires a full loan application.
What is the difference between an interest rate and APR?
The interest rate is the percentage charged for borrowing money excluding fees, while APR includes the interest rate plus any additional fees expressed as a percentage.
How long does it take to receive loan funds from Republic Finance?
Funds are deposited within 1-2 business days if you qualify for electronic funding; at physical locations, funds are provided the same day as a paper check.
What are the operating hours of Republic Finance in Cedar Hill, TX?
The Cedar Hill location is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays.
Where is the Republic Finance branch located in Cedar Hill?
It is located at 108 W. Beltline Road, Suite #11, Cedar Hill, TX 75104.
What can I do nearby before or after visiting Republic Finance?
Nearby, you can visit Anytime Fitness or Nova Gymnastics for fitness activities, or enjoy a meal at Cotton Patch Cafe.
Are there beauty salons near Republic Finance in Cedar Hill?
Yes, clients can visit nearby salons such as Natalie Aneil Hair, Skillz Salon, Sahel African Hair Braiding, and Salon On The Square for beauty services.
What financial services are available near Republic Finance?
H&R Block, located nearby, offers tax and financial services which complement Republic Finance's loan options.
Can Republic Finance customers access medical services nearby?
Yes, customers can visit health centers like Livingston Hearing Aid Center and Fresenius Kidney Care Cedar Hill near the Republic Finance location.