Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification estimates loan terms based on your credit and information provided; final approval requires a full application.

Loan checks are pre-approved loan offers and are real; they allow you to access loan funds conveniently.

Interest rate is the cost of borrowing money as a percentage excluding fees; APR includes interest plus fees, reflecting total loan cost.

Refinancing replaces your existing loan with a new one potentially with different terms or interest rates, including the remaining balance and fees.

With electronic funding, money is deposited in 1-2 business days; in-office closings provide same-day funds via paper check.

You can pre-qualify online for loans up to $10,000, depending on factors like residence and income.

Late payments may incur a late charge; contact your local branch or review your loan documents for details.

Nearby you can find Sharkeys Hair It Is salon for hair services and Papa Johns Pizza for a quick meal before or after your visit.

Yes, 707 Plaza and Windwood Plaza are close by offering shopping and recreational options for your convenience.

Sun Loan Company offers financial services nearby, and IBC Bank ATM is available for cash access.