Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses to help meet your financial needs.

Pre-qualification provides an estimate of loan terms based on your credit and information given, while final approval and terms depend on completing a full loan application.

Yes, the loan check is a pre-approved loan offer from Republic Finance.

The interest rate is the percentage charged for borrowing money, excluding fees. APR includes interest plus fees such as origination and documentation fees, often making it higher than the interest rate.

Refinancing replaces your existing loan with a new one that may have a new interest rate, terms, and repayment timeline, including your remaining balance and applicable fees.

If you qualify for electronic funding, the money will be deposited in 1-2 business days; if you apply at a physical location, you receive your funds the same day via paper check.

Loan amounts depend on factors such as your state and income, with online pre-qualification available for loans up to $10,000.

Missing a payment may result in a late charge; consult your loan documents or local branch for specific details.

Republic Finance in Bedford, TX is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays like Thanksgiving and Christmas.

Nearby places include Bedford Oaks Shopping Center for shopping and events, Fresh Wok for Chinese cuisine, and Sharp Cuts if you need a haircut or grooming service.

Yes, you can enjoy meals at Asian Express for sushi and Chinese food, Panda Express for fast pan-Asian meals, or Seven Day Donut for snacks and smoothies close by.

Nearby services include 911 Computer Repair for tech issues, Goodwill Donation Station for thrift shopping, and First Convenience Bank for additional financial services.