Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
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- MLMichael LiedySep 10, 20255.0They assisted me with getting my car fixed and provided excellent service. The staff was very courteous, and the branch manager, Regina, went above and beyond to ensure I was taken care of. Tiffany, Fabiana, and Xavier also contributed to creating a warm and welcoming environment. I highly recommend their office for outstanding customer service.
- SWSyntinnio WilliamsMay 27, 20231.0Lady inside is super rude!!!!
- GVGuy VenableMar 17, 20235.0Regina,Marasol,and Tiffany all are great customer service people they make u feel welcome I give them a 5 star
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase and repair, and emergency loans to help customers meet their financial needs.
How do pre-qualification and loan application differ at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on credit and provided information, while final approval and terms depend on completing a full loan application.
How soon can I get my loan funds after approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing the loan in-person, you receive your funds the same day as a paper check.
What is the maximum loan amount I can receive from Republic Finance?
Loan approval size depends on factors like residence and income, but the largest online pre-qualification amount is $10,000.
What happens if I miss a payment on my Republic Finance loan?
Late payments may incur a late charge; contact your local branch or check loan documents for specific details about late fees.
What are Republic Finance's office hours?
The Beaumont, TX location is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays as well as on holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Beaumont, TX?
Republic Finance is located at 6755 Phelan Boulevard, Suite 42, Beaumont, TX 77706.
What nearby places can I visit around Republic Finance in Beaumont?
Near Republic Finance, you can visit places like Align Pilates Club for fitness, D'vine Wine Winery for wine tasting, and Children's Dentistry of Beaumont, PC should you need dental services.
How can nearby transit or locations assist me when visiting Republic Finance in Beaumont?
Nearby amenities such as Madison Plaza shopping center can help with errands before or after your loan appointment at Republic Finance, and facilities like Park Avenue Cleaners provide convenient services close by.
Are there health and wellness services near Republic Finance in Beaumont?
Yes, nearby you will find Be Renewed Massage spa, Lemon Lavender Day Spa, and Beaumont WELLness for Women clinics to support your health and relaxation needs.