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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.8
5 reviews
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- ZSZenaida SanchezMay 23, 20245.0Easy process
- PHPatricia HernandezApr 24, 20213.0I ha 3 months with them and its been a good experience so far. Thankyou for helping when I most need it it
- FRFrancis RubenJan 20, 20211.0They will do a hard inquiry on your credit if you’re 10 days late and they did a hard inquiry just to upset you. They don’t care about your financial well-being as they claim. Never mind not ever having a 30 day late payment it doesn’t matter to this company. It a loan tactic to get your attention while ruining your credit score. So if you want to keep good credit choose another creditor. Their not here to help but hurt you financially. You have been warned especially during this COVID pandemic.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information provided. Final loan approval requires completing a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on a Republic Finance loan?
The interest rate is the percentage charged for borrowing the money, excluding fees. The APR includes the interest rate plus any applicable fees, thus usually being higher than the interest rate.
What does refinancing a loan with Republic Finance entail?
Refinancing replaces your existing loan with a new loan that may have new interest rates, terms, and repayment timelines, including the remaining balance and any agreed fees or insurance products.
How quickly can I get money after getting a loan from Republic Finance?
Funds are typically deposited electronically within 1-2 business days if you qualify, or you can receive a paper check the same day at a physical Republic Finance office.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
You can pre-qualify online for loans up to $10,000, depending on state and income factors.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee if payments are missed. You should contact your local branch or check your loan documents for details.
Are there any nearby places I can visit for a spa treatment near Republic Finance in Baytown, TX?
Yes, nearby spas include The Powder Room, Kasey Willis - The Cocoon Beautique, Wink, and Aisling Salon and Spa, which you might visit before or after your loan appointment.
What nearby medical services are close to Republic Finance in Baytown, TX?
Nearby medical services include Any Lab Test Now, Family Care Clinic, Dr Mani Khoshnejad's family practice, Fresenius Kidney Care Baytown Dialysis, and Baytown Gentle Dental.
Where can I find nearby automotive services or gas stations near Republic Finance in Baytown?
You can find automotive and gas services at Mobil gas station, Oasis Market convenience store, and U-Haul Neighborhood Dealer nearby.