Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.9
8 reviews
5 stars
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- ADAngela DavisSep 10, 20254.0Answered questions and never pushy. Profressional manners.
- CCC CooperAug 6, 20245.0Everyone that I spoke with was very kind, professional and very helpful. I had no problems and have use them several times in 3 years.
- RYRobert YeppezJun 28, 20245.0Just great service all the way around. And trying to help with the best solution for your needs.
- SHS HoustonSep 4, 20205.0My experience with Republic Finance has been the best. Mark and James were easy to work with both very kind and professional. I have zero complaints about this company. They go above and beyond to get you the help you need.
- MMMikeDec 5, 20195.0Great People!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan at Republic Finance differ from applying?
Pre-qualification provides an estimate of loan terms based on your credit and info you provide, while final approval depends on completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR on a loan from Republic Finance?
Interest rate refers to the percentage cost of borrowing money, excluding fees. APR includes the interest rate plus any fees and finance charges, usually making it higher than the interest rate.
What does refinancing my loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one potentially having a new interest rate, revised terms, and repayment schedule, including remaining balance and any agreed fees.
How quickly can I receive funds after loan approval at Republic Finance?
Funds are deposited electronically within 1-2 business days, or given the same day as a paper check if you close your loan at a physical Republic Finance location.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The largest loan you can pre-qualify for online is $10,000, though actual approval depends on factors like your income and state of residence.
What happens if I miss a payment on my Republic Finance loan?
If you miss a payment, you may be charged a late fee. Contact your local branch or check your loan documents for specific details on late charges.
What nearby places can I visit after my appointment at Republic Finance in Austin, TX?
After visiting Republic Finance at 9300 S Interstate 35, you can relax or enjoy services at Madalynne's Nails & Spa for beauty treatments or grab a sandwich at Subway nearby.
Are there convenient places to shop or get essentials near Republic Finance's Austin branch?
Yes, Walmart for automotive needs, GNC Live Well for supplements, and PetSmart for pet supplies are all located near the Republic Finance Austin location.
Can I find a coffee shop near Republic Finance in Austin to relax or work before my loan consultation?
Starbucks and McDonald's are nearby, offering coffee and food options where you can relax or prepare before your visit to Republic Finance.