Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and info you provide, while final approval depends on completing a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

Interest rate refers to the percentage cost of borrowing money, excluding fees. APR includes the interest rate plus any fees and finance charges, usually making it higher than the interest rate.

Refinancing replaces your existing loan with a new one potentially having a new interest rate, revised terms, and repayment schedule, including remaining balance and any agreed fees.

Funds are deposited electronically within 1-2 business days, or given the same day as a paper check if you close your loan at a physical Republic Finance location.

The largest loan you can pre-qualify for online is $10,000, though actual approval depends on factors like your income and state of residence.

If you miss a payment, you may be charged a late fee. Contact your local branch or check your loan documents for specific details on late charges.

After visiting Republic Finance at 9300 S Interstate 35, you can relax or enjoy services at Madalynne's Nails & Spa for beauty treatments or grab a sandwich at Subway nearby.

Yes, Walmart for automotive needs, GNC Live Well for supplements, and PetSmart for pet supplies are all located near the Republic Finance Austin location.

Starbucks and McDonald's are nearby, offering coffee and food options where you can relax or prepare before your visit to Republic Finance.