Business Details
About
Loan Agency
Heights Finance in Austin, TX (formerly Covington Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
115 reviews
5 stars
112
4 stars1
3 stars0
2 stars0
1 star
2
- JKjohn kettellOct 31, 20255.0Friendly staff and easy process
- MMMarshallOct 30, 20255.0Kayla was fantastic! She was responsive, knowledgeable, and made the entire loan process smooth and stress-free. I felt informed at every step and closed faster than expected. Five stars—highly recommend!
- LDLacine DoumbiaOct 22, 20255.0I will recommend Heights Finance to anyone. Erika is an awesome counselor. she helps me all the way through my request. Good company
- QSQuincy StilesOct 9, 20255.0My Heights Finance experience was absolutely great...the employees were fantastic concerning their services, they were courteous,friendly,open and helped me in every facet available. The services they provided were absolutely wonderful and I enjoy my dealing with them everytime that I come in to take care of business with them!!!! Kudos and five stars to their staff!!!
- DLDedrick LandSep 24, 20255.0Friendly people and quick service on arrival.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Austin offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or visit a branch in person to start the loan application process.
What documents do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government IDs, proof of income, utility bills, or bank statements.
Are good credit scores required to get a loan?
Good credit helps but is not always required. Decisions are based on multiple factors; applying is the best way to find out if you qualify.
What are the business hours for Heights Finance in Austin?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have accessible parking and entrances?
Yes, the Austin branch has onsite parking and wheelchair-accessible entrances.
Can I make loan payments online or by other methods?
Yes, payments can be made online, via mobile app, automated bank payments, by check, money order, or debit card through the local branch.
Is there a Heights Finance branch near any other financial institutions?
Yes, Heights Finance is near the Austin Telco Federal Credit Union, which offers banking and investing services.
What nearby healthcare services are close to Heights Finance that customers might visit?
Nearby healthcare facilities include Capital Therapy Group Austin, Capital Area Speech & Occupational Therapy, Neurobehavioral Systems, and McCormick Vision Center.
Are there any nearby restaurants or entertainment venues customers can check out when visiting Heights Finance?
Customers can visit Kanji Ramen for Japanese cuisine, D 2.0 Lounge bar, and 101 Event Center for concerts and comedy, all located near Heights Finance.