Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives an estimate of loan terms based on your credit and information provided, while final approval and terms depend on completing a full loan application.

Yes, loan checks are real and represent a pre-approved loan offer from Republic Finance.

The interest rate is the cost charged for borrowing money excluding fees, whereas the APR includes the interest rate plus any applicable fees, reflecting the true cost of the loan.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees.

If eligible for electronic funding, funds are deposited within 1-2 business days; visiting a Republic Finance office allows same-day receipt via paper check.

The largest loan amount available for online pre-qualification is $10,000, though actual approvals depend on various factors like residence and income.

The Arlington branch is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and major holidays like Christmas and Thanksgiving.

After your loan consultation at Republic Finance, you might enjoy a relaxing visit to Q Nails or grab a treat from Donut Palace, both conveniently located nearby on North Cooper Street in Arlington.

Yes, nearby dining options include Subway, pansayena (a Mexican restaurant), Jack in the Box, and Lamar Food Mart, ideal for a meal before or after your visit.

Close to Republic Finance, you'll find services like Martin Coleman: Allstate Insurance, Total Staffing Arlington, and automotive services such as Quick Car Lube & Tune for insurance, employment, and car maintenance needs.