Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.0
11 reviews
5 stars
8
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2 stars
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1 star
2
- SMStan MurrayNov 21, 20251.0They added Personal Property Insurance to my loan without my approval and hid it in the loan documents. The premium was over $600 plus finace fee's. Watch this location they are thieves!! Update: I had to contact the Corporate Offices in LA. to get this resolved. Local office was of no help in this matter and hung up on me when I was trying to get the issue resolved.
- DJDionicio Lozano JrDec 3, 20245.0Super staff . friendly, attentive, and caring. Have always treated me well. Follow-ups are much appreciated.
- MFMichelle FerrellMay 29, 20245.0Great customer service.
- ECErica CanoJun 18, 20225.0Love them, very professional and great customer service.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan at Republic Finance differ from applying?
Pre-qualification gives an estimate of loan terms based on your credit and information provided, while final approval and terms depend on completing a full loan application.
Are loan checks from Republic Finance legitimate?
Yes, loan checks are real and represent a pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR?
The interest rate is the cost charged for borrowing money excluding fees, whereas the APR includes the interest rate plus any applicable fees, reflecting the true cost of the loan.
What does refinancing a loan with Republic Finance entail?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including your remaining balance and any agreed fees.
How quickly can I receive funds after loan approval?
If eligible for electronic funding, funds are deposited within 1-2 business days; visiting a Republic Finance office allows same-day receipt via paper check.
What is the maximum loan amount I can pre-qualify for online at Republic Finance?
The largest loan amount available for online pre-qualification is $10,000, though actual approvals depend on various factors like residence and income.
What are the branch hours for Republic Finance in Arlington, TX?
The Arlington branch is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and major holidays like Christmas and Thanksgiving.
How can nearby places like Q Nails and Donut Palace enhance my visit to Republic Finance?
After your loan consultation at Republic Finance, you might enjoy a relaxing visit to Q Nails or grab a treat from Donut Palace, both conveniently located nearby on North Cooper Street in Arlington.
Are there convenient dining options near Republic Finance?
Yes, nearby dining options include Subway, pansayena (a Mexican restaurant), Jack in the Box, and Lamar Food Mart, ideal for a meal before or after your visit.
What local services are available near Republic Finance to support my needs?
Close to Republic Finance, you'll find services like Martin Coleman: Allstate Insurance, Total Staffing Arlington, and automotive services such as Quick Car Lube & Tune for insurance, employment, and car maintenance needs.