Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.2
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- DDDorian DuranteMay 28, 20255.0You guys are great, returning customer because of the way you treat me
- RRregina reedJul 8, 20245.0I really feel welcomed there . A great experience.
- KLKatherine LeggettJun 21, 20245.0always treated like i mattered when i called
- CVChelle VanHooseMay 14, 20245.0Great job.good customer service.
- LRLouijana ReedJan 4, 20241.0I admit I defaulted on my loan, but now trying to fix it. Theyvhav2 now sent the law after me and lied to my face about amounts I need. I would never go here again or refer anyone to this place. On top of it every time I have talked to someone it is the same person Antonio. This is the branch assistant manager, he was rude the first time I met him. He had me sign paperwork and then just dismissed me " we are done now you can go" while I was trying to read the last of the paperwork. This is the worst treatment I have ever had. I have worked in retail and offices and you do not treat people like they are trash.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair, and other unplanned expenses.
What is the difference between pre-qualifying and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval requires a full loan application.
How quickly can I get funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office loan closings receive funds the same day via paper check.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including remaining balance and fees.
What are the business hours of Republic Finance in Amarillo, TX?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Is the Republic Finance Amarillo location wheelchair accessible?
Yes, Republic Finance in Amarillo has a wheelchair accessible entrance.
What should I do if I miss a payment at Republic Finance?
You may be charged a late fee if payments are late. Contact your local branch or review your loan documents for details on late charges.
What nearby businesses can I visit before or after dealing with Republic Finance in Amarillo?
Nearby you can find Top Notch Outfitters for outdoor gear and clothing, Office Depot for office and tech supplies, and Drybar Amarillo for beauty services.
Are there convenient services nearby Republic Finance for car rentals or insurance?
Yes, Hertz car rental and AAA insurance agency are located near Republic Finance, useful for travel or insurance needs.
What shopping options are close to Republic Finance in Amarillo?
Wolflin Village shopping center, SALT Spices and Specialties grocery store, and Marcella's clothing and luggage store are nearby locations to visit.