Business Details
About
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Welcome to First Horizon Bank - located in White House. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - White House, TN - US 31W
2916 U.S. 31W, White House, TN
37188, United States
Hours
Reviews
4.3
16 reviews
5 stars
13
4 stars0
3 stars0
2 stars0
1 star
3
- MRMarge RumseyNov 10, 20255.0Great service, friendly people
- TTT GW (TNTGW)Aug 18, 20251.0Changing banks is tedious and time consuming. However, I am gladly going through the process to leave First Horizon. Specifically the White House, TN branch. By far, the worst banking experience I've ever had in my 45 years of banking. They arrogantly explain why they won't do for a customer (for years and with 10s of thousand banked) what a bank right down the street (the first I checked with) will gladly do for one of theirs. As well, they perform scheduled online maintenance during normal business hours.
- BMBill mcknightAug 24, 20225.0Very nice management and staff. Have always liked their tellers more than other banks in White House.
- TTTen TenDec 16, 20215.0Great staff with better management, they all make you feel so welcomed on every visit . This branch is the only one to go towith great customer service (sadly I can't say the same to the branches in Madison and Nashville)
- TGT GApr 23, 20191.0Today I went to make a deposit since I was in White House. I drive up to the window. A teller was there but she took several minutes to even acknowledge I was there. Then she told me It would be a minute and just walked away. After A couple more minutes another teller came and said hi and took my deposit and said she would be right back. Finally the first teller came back and said " she got you taken care of". A 3 minute transaction took 10 minutes. This is the 2nd time, I have had a negative experience at this branch. I went in the bank last time. 2 tellers were helping one customer. They didn't even acknowledge me. My son was small and throwing a ball around. They didn't even look up, I walked out. I went to the branch in Portland. They always acknowledge you and are very nice.
Frequently Asked Questions About First Horizon Bank - White House, TN - US 31W
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular banking hours for First Horizon Bank - White House, TN US 31W?
Banking hours are Monday to Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sunday.
When is the drive-through service available at First Horizon Bank - White House?
Drive-through hours are Monday to Thursday 8:30 AM to 4:00 PM, Friday 8:30 AM to 6:00 PM, Saturday 9:00 AM to 1:00 PM, and closed on Sunday.
How can I open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and a valid ID such as a driver’s license or passport. You can apply online or in person at a banking center.
What types of mortgage loans does First Horizon Bank provide?
They offer fixed-rate, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank offer programs for first-time homebuyers?
Yes, including FHA loans and other options with lower down payments. Mortgage specialists are available to help find the best fit.
What business banking services does First Horizon Bank provide?
Services include business checking and savings, small business loans, commercial lending, cash management, and credit cards.
How can I access First Horizon's mobile banking app?
Download the mobile banking app from the Apple App Store or Google Play Store using the provided URLs.
Which nearby banks can I visit if I am at First Horizon Bank - White House?
Nearby banks include Capital Bank and Volunteer State Bank, providing you with more banking options in the same area.
What local dining options are near First Horizon Bank in White House, TN?
You can visit All Seasons Sports Grill, Pizza Hut, Jaws Jumbo Burgers, and Twice The Ice for a variety of dining experiences near the bank.
What nearby services can customers access when visiting First Horizon Bank?
Nearby services include H&R Block for tax help, Images Salon & Suites for beauty services, and United States Postal Service for mailing needs.