Liberty Federal Credit Union | Spring Hill

4.2
18 reviews

About

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Liberty Federal Credit Union is a member-owned financial institution focused on returning value through innovative products and services. Liberty's free Vertical Checking account offers a high interest rate of 3.45% APY on balances up to $20,000. It has been recognized by Forbes as one of Indiana’s best financial institutions. It has also been named the nation’s Best Credit Union for Checking by Investopedia in 2021 and appeared on Newsweek’s list of America’s Best Banks in 2022. Liberty currently serves more than 270,000 members across all fifty states and at least eight countries.

Location

Liberty Federal Credit Union | Spring Hill
4922 Main St., Spring Hill, TN
37174, United States

Hours

Reviews

4.2
18 reviews
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  • BH
    Bryan Howell
    Oct 18, 2025
    5.0
    New to this credit union but very happy so far. The experience(s) have been great.
  • CD
    Courtney Dunn
    Mar 25, 2025
    5.0
    Love this branch. Staff are very helpful. Chelsey is amazing. She is extremely knowledgeable and is always a big help.
  • SM
    Sarah May
    Oct 17, 2024
    1.0
    The in-branch staff are nice, but the online and digital transaction employees are plain awful. When I tell you the amount of things the processors have messed up with my accounts ...... it is offensive. My card was stolen, in branch support was AMAZING. Online? Not so much. I had to argue to receive the money back. Argue. To get a credit on stolen money. To get a credit on fees that were charged..... literally no other bank does that.... I used my account to pay my credit card and other payments.... this month? Rejected. Why?? Because the person from the bank refused to accept them. Despite plenty of money being in the account. In fact, it was verified that I had money, AND verified the amount I was trying to pay..... but the repeated lack of accountability from their processing department is offensive at this point. They rejected the payments due to their own failures. Will they give me the late fees? Of course not..... fees are a huge issue for them. They also had a plethora of a of issues correctly processing my auto payments when I had an auto loan with them.... how do you misplace a $10k payment???? Oh, that's right.... the lackluster processing department..... I spent easily a month arguing this one with them. Come to find out they put it on the wrong loan... once again, ZERO accountability from them. Bank elsewhere. Save yourself the headaches.
  • LR
    Lea Anne Reeves
    Apr 14, 2022
    5.0
    Opened our account at this branch a few months ago. Everyone that works here is knowledgable, very helpful and friendly!

Frequently Asked Questions About Liberty Federal Credit Union | Spring Hill

Why should I join Liberty Federal Credit Union?

Liberty FCU is owned by its members. So everything we do, we do for you! We’re the tristate’s largest credit union, but we maintain a commitment to service to each and every member. Full-service financial convenience: From savings, checking, and investment plans to loans, credit card, and mortgage options. Competitive rates: A credit union typically offers loans at lower rates and pays dividends on savings and checking at higher rates than banks. Safety for your funds: Your accounts are insured up to $250,000 by NCUA, a U.S. government agency. IRA funds are insured for an additional $250,000 by the NCUA. Friendly service: Our number one priority is member satisfaction. We’ve been providing friendly, personal and reliable service to all of our members since 1936. We offer convenient locations and 24-hour service online and by phone. We also offer non-traditional services, including a travel agency and personal property insurance agency.

What services are available?

Here is just a sample: Savings: savings, money market, certificate, IRA, and HSA accounts. Checking: interest-earning checking, debit/ATM cards, and more. Loans: auto loans, personal loans, motorcycle/RV/boat loans, and business loans. Credit cards: Consumer and Business Cards. Home loans: fixed- and adjustable-rate mortgages and home equity options. Investment services: financial planning, estate planning, mutual funds and bonds. Convenience services: worldwide ATM service, free online banking, and more!