Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Spring Hill. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Spring Hill, TN - Columbia Pike
4938 Columbia Pike, Spring Hill, TN
37174, United States
Hours
Reviews
3.6
29 reviews
5 stars
17
4 stars
2
3 stars0
2 stars
1
1 star
9
- ASA cursed SaxophoneDec 20, 20255.0I came in as a young account owner depositing cash for the first time. The teller Nabiha was very patient in teaching me how to deposit and helping me count all of my money. You guys are great!
- JFJon FarrAug 4, 20221.0I truly do hate to say that throughout my entire life I have never felt the need to publicly display and put every effort possible to deter every customer I can from such a descriminating, deceptive, dishonest, and awful business that exist within today’s society. This only continues because enough account holders have not believed that the one person that controls this bank is you the account holder. You hold the power to crush these crooked financial giants like First Horizon if you just choose to stand up to their crooked and deceitful activities that is used to pray on the vulnerable accounts. To briefly explain what will happen to you when you choose to patronize such a place as First Horizon Bank and their equally crooked Merchant Provider First Data/Fiserv. First let me say if you haven’t noticed they are preparing to change their name again! They tell you to better the experience but they are dishonest. They were bought out again and required to change names as the previous is still linked to being investigated by the Federal Comptroller of Currency office! This bank provides you with a merchant account, solicits you, sells you the service and draws commission on the sale. They force you to sign a book of paperwork no one could ever read and understand. Fast forward, fraud is found occurring on the merchant account First Horizon upsold you and all the bank sees is $$💵💵💵 and your viewed as 😵😵😵!! They begin allowing your account to tank with the fraud and charge you fees on top of fees. Specifically overdrafts on the account multiple times for each transaction, then also charge return fees and NSF on the very same transaction. Example, I have been charged $600-$1200 per day lately by these crooked racist bankers that First Horizon employees! This is all not exaggerated even a little! All accurate. The merchant account charges you $30 for every chargeback even though all is fraud, then they charge fees for non customer processing because your account is hacked and being used by someone else, and last they charge you for being rejected by the very bank they partner with from depositing and withdrawing the fees! Then they repeat day after day charging the same fees for Same transaction until they finally have bottomed the account out. They then wait for you to foolishly deposit or more to be paid and start again leaving you crippled. I call them for three months only to be blown off. They finally begin looking into the fraud and lead you to believe they are helping you recover now only to return that statement with another saying they are not responsible for Merchant fraud even though it’s called First Horizon Merchant services! They do this and keep a straight face, go home and feed their families with your and my money and somehow sleep at night! Needless to say you can report as I have to the Office of Comptroler of Currency and Federal trade commission office. I also entered an already existing class act lawsuit against them for this. The site is very well informed of you want to learn more about where all First Horizon knowingly violates the laws of overdraft and nsf fees. The attorney is also very very successful in this type suit. Just google Kick Law Firm and overdraft class action suits and it will direct you where to join the suit. Do not wait. Help destroy this entity just as they have destroyed or attempted to destroy their clients. They were sued for over $70 M a few years back for this very thing and lost. They had to pay one lady massively for doing these very things. Don’t protest criminal banks like First Horizon. Leave honey negative reviews to show the type company they are then join the suit. We will win in the end. You are very welcome Mr. Driver and Mr. Grisham. Have yourself a great day. I’m off to help, nerd wallet, bbb, and social platforms now to continue review posting until I feel the word is out on how you treat your customers.
Frequently Asked Questions About First Horizon Bank - Spring Hill, TN - Columbia Pike
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours for the drive-through at First Horizon Bank in Spring Hill?
The drive-through is open Monday to Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sunday.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license, passport, or government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank provide assistance for first-time homebuyers?
Yes, they offer programs such as FHA loans with lower down payment requirements and mortgage specialists to help first-time homebuyers.
What small business loan options are available at First Horizon Bank?
Options include term loans, lines of credit, and real estate loans. Talking to a banker can help review and choose the best option for your business.
Is First Horizon Bank accessible for customers with disabilities?
Yes, the bank has a wheelchair accessible entrance, free onsite parking, and a drive-through to accommodate customers with different needs.
What nearby places can I visit before or after my banking at First Horizon Bank on Columbia Pike?
Nearby you can visit Snap Fitness for a workout, enjoy a meal at Taco Bell or Better Days Diner, and grab a sweet treat at Crumbl Cookies or Andy's Frozen Custard.
Where can I find other banking options near First Horizon Bank in Spring Hill?
Nearby banking options include First Tennessee Bank, First Citizens National Bank (with an ATM), and Franklin Synergy Bank.
Are there any financial or professional services near First Horizon Bank that customers might find useful?
Yes, nearby you'll find Jackson Hewitt Tax Service for tax help, Edward Jones for financial advising, and The Law Office Of Stacy S. Neisler for legal services.