Business Details
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Welcome to First Horizon Bank - located in Signal Mountain. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank | Signal Mountain | Taft Hwy
1307 Taft Hwy, Signal Mountain, TN
37377, United States
Hours
Reviews
3.9
7 reviews
5 stars
5
4 stars0
3 stars0
2 stars0
1 star
2
- CCCara CameronOct 5, 20231.0Terrible customer service. They cannot explain to me why I haven’t received a new card in the mail. I’ll be closing and withdrawing today.
- MMMichelle MichaudNov 3, 20221.0After being a member of this bank (Formerly First Tennessee) for more than 12 years, I removed both my checking AND savings accounts today. I will not patronize a company that doesn't take seriously the service in customer service. I have loved this bank and its people for so many years, but today was irresponsible behavior on the part of management to teach and require its workers to help and support its customers. Be ware, this bank and its people have changed dramatically since the name change from First Tennessee to Horizon. And honestly, I don't think they even cared that I withdrew my account. They seem perfectly happy to run the bank into the ground and watch people leave.
- EPEverett PelletierApr 11, 20215.0I am very pleased with the Signal Mtn branch of FHB. I'm a long term customer and the staff here has assisted me with both simple requests and more complex business banking requests. If I ever have a question, I can give them a call at this local office for personalized and live service.
- ABApril BeaupainAug 21, 20205.0Fantastic all around. Bank manager we worked with was incredibly knowledgeable and went above and beyond to find answers to our questions. She helped us establish our online accounts while in the bank to ensure they were properly working. We had questions about local resources such as estate planning services, which she researched sans followed up with us that day. It’s clear they care about the customer and want to establish a long term relationship.
Frequently Asked Questions About First Horizon Bank | Signal Mountain | Taft Hwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What services does First Horizon Bank Signal Mountain provide?
They offer personal and business banking, mortgage and loan services, wealth management, and financial planning.
What are the branch hours of operation?
The branch is open Monday to Friday from 10:00 AM to 5:00 PM and closed on weekends.
Is there a drive-through available and what times is it open?
Yes, the drive-through is available Monday through Friday from 10:00 AM to 5:00 PM.
What do I need to open a personal checking account?
You need a $50 minimum opening deposit, Social Security number, date of birth, and valid personal identification such as a driver’s license or passport.
Can I open a personal checking account online?
Yes, you can open a personal checking account online or visit the branch in person to apply.
What types of mortgage loans are available?
First Horizon offers fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo mortgage loans.
Does First Horizon Bank Signal Mountain have mobile banking apps?
Yes, mobile banking apps are available on both iOS and Android platforms.
Which nearby places can I visit for dining after visiting the bank?
You can visit nearby restaurants such as Pie Slingers Pizzeria, McDonald's, Subway, Southern Star, El Metate, or Pizza Place.
Are there retail shops close to First Horizon Bank Signal Mountain?
Yes, nearby retail locations include Ashley Plaza, Costumeville, and 12 Paws Pet Bakery, where you can shop after your banking services.
What nearby services can help if I need healthcare or therapy?
Nearby healthcare and therapy services include Signal Mountain Speech and Development, Treehouse Therapy, Dr Jane O Jones, MD, and Signal Mountain Pediatrics.