Business Details
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Welcome to First Horizon Bank - located in Nashville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughNot available
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Nashville, TN - Union St
511 Union Street, Nashville, TN
37219, United States
Hours
Reviews
4.6
28 reviews
5 stars
25
4 stars0
3 stars0
2 stars
1
1 star
2
- REross eggebeenOct 9, 20255.0Patrick is great. Knows and does his job very well. Highly recommend and will only use him in any future purchases.
- BCBianca ChapOct 7, 20255.0Patrick, we honestly can’t thank you enough for all the support you gave us during our home buying journey. From the very first conversation to the final closing, you were there to guide us every step of the way always patient, always clear, and always on top of everything. There were moments when the process felt overwhelming, but having you in our corner made such a difference. We truly felt like you were looking out for us, and that kind of care and attention is rare and so appreciated. Thanks to you, we’re now settling into our new home with full hearts and a ton of gratitude. We’ll always remember your part in helping us get here. Wishing you all the best and we’ll be sure to recommend you to anyone we know who’s looking for a great mortgage officer!
- CBCarletta BarnesJun 16, 20255.0I really appreciate Patrick's communication with me throughout the whole process. He listened to my concerns, responded in a timely manner, and explained anything I did not understand. He is a great asset to the organization and I would work with Patrick any future endeavors.
- ABAddy BiggersNov 13, 20235.0I cannot recommend Austin Kemp enough as a loan officer! As a realtor, my clients' satisfaction and smooth transactions are crucial to maintaining a stellar reputation, and Austin consistently goes above and beyond to ensure just that. Austin's expertise in the mortgage industry is truly impressive. He navigates the complexities of the process with finesse, making what could be a daunting experience for clients feel like a breeze. I appreciate his commitment to clear communication, always keeping my clients and me in the loop at every step of the way. One of Austin's standout qualities is his genuine dedication to finding the best possible solutions for my clients. He takes the time to understand their unique needs and financial situations, tailoring his approach to secure the most favorable terms. This personalized touch not only fosters trust but also contributes to the overall success of the transactions. Working with Austin is not just a professional partnership; it's a collaboration that enhances my services as a realtor. His reliability and efficiency reflect positively on my business, and I have full confidence in referring my clients to him. The feedback I receive from clients about their experience with Austin is consistently positive, reinforcing my decision to entrust him with my referrals. In the competitive world of real estate, having a reliable and skilled loan officer like Austin Kemp on your team is a game-changer. I look forward to continuing our successful partnership and confidently recommend Austin to anyone in need of a mortgage professional who truly cares about their clients' success.
- QNQuan NguyenJan 19, 20181.0Representatives are not helpful and not friendly. The easiest way to get help apparently is by getting a phone number to a different location.
Frequently Asked Questions About First Horizon Bank - Nashville, TN - Union St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the requirements to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and a personal ID such as a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans suited to different financial needs.
Does First Horizon Bank provide special financing options for first-time homebuyers?
Yes, including FHA loans and other programs with lower down payment requirements to assist first-time buyers.
What are the typical business banking services available at First Horizon Bank?
Services include business checking and savings accounts, commercial banking, small business lending, business financing, and cash management.
What are the bank's operating hours?
First Horizon Bank in Nashville is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends.
Does First Horizon Bank have accessible parking and entrances?
Yes, the bank has a wheelchair accessible entrance and offers onsite parking including free parking lots, garages, and street parking.
How can nearby legal and financial services benefit First Horizon Bank customers?
Customers may find it convenient to visit nearby legal offices like Brandon M Schirg Attorney or financial services like Austin Kemp: First Horizon Mortgage for comprehensive support related to banking and legal needs.
What nearby public services could I access when visiting First Horizon Bank?
Nearby you can find Tennessee Supreme Court Access To Justice Initiative and Tennessee Administrative Office of the Courts, useful for legal and governmental assistance.
Are there nearby parking options for visiting First Horizon Bank?
Yes, Metropolis parking is nearby and provides convenient options for customers visiting the bank.