Welcome to First Horizon Bank - located in Nashville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
They are amazing. They do the best to you and give you right directions that fit your needs
KC
Karrington Christian
Jan 4, 2023
1.0
Called and spoke with James on the phone to inquire about opening a business line of credit. During our brief conversation I specifically asked him if I needed an appointment as I know things like that can be a rather extensive process. He replied “no, just come on in and Maria or Jaime can get you taken care of!” So I drove in, on my off day to see about getting it taken care of. Upon my arrival I walked up to James’s desk and let him know I had just spoken with him on the phone and reiterated what I was needing to do. AGAIN, he tells me Maria (sitting 3 feet away from him) could do it and to take a seat and she would be with us. 20 minutes later Maria walks over and asks me what I’m looking to do, as if she didn’t just hear me tell James who was standing 3 feet away from her I was looking to open a business line of credit. She then proceeded to tell me she couldn’t do that and that her manager was the only one who could do it, she was on lunch (at 1:30 in the afternoon) and that we would need to make a appointment. Meanwhile James, still standing where he was before completely neglects to say ANYTHING AT ALL, issue any form of apology or offer any form of solution. Instead he stood there silently, disregarding the situation as though he had suddenly suffered acute hearing loss. This was an EGREGIOUS waste of time and a deplorable display of customer service and consideration. I WILL NOT BE BACK.
DF
Dan Foland
May 7, 2022
1.0
Cash the check there for $150 and the teller was so rude he paid me with 24 $5 bills, a 10 and a 20, ,, j called the manager they never returned my call,, but they did call the person that wrote me the check to complain ..WOW
CW
Casey West
Dec 30, 2020
1.0
The people here are great im sure, but they shut down the location on Elm Hill Pike and used the old Capital Bank with 1 SINGLE drive through lane. It took me 1 hour to get to the window!!! Im going to have to switch banks. The inside is closed and i cant wait this long to get things done.
Frequently Asked Questions About First Horizon Bank - Nashville, TN - Lebanon Pike
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank - Nashville, TN - Lebanon Pike?
Drive-through banking is open Monday to Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
How can I open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver's license or passport.
Is it possible to open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans does First Horizon offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit different financial needs.
Does First Horizon provide assistance for first-time homebuyers?
Yes, they offer programs designed to assist first-time homebuyers, including FHA loans and options with lower down payment requirements. Mortgage specialists are available to help find the best fit.
What are the qualifications for obtaining a small business loan at First Horizon Bank?
Loan requirements vary but typically include a thorough business plan, loan purpose, possible collateral, good credit history, positive cash flow, industry experience, debt-to-income ratio, legal compliance, and a strong relationship with the lender.
Can you tell me about parking availability at First Horizon Bank on Lebanon Pike?
Yes, the bank offers free onsite parking including parking garages, lots, and street parking, making it convenient for visitors to find parking.
Are there any dining options near First Horizon Bank on Lebanon Pike?
Yes, nearby dining options include Birrieria y Taqueria Arandas, Zulemas Taqueria, Waffle House, Nicoletto's Italian Kitchen, Sicilian Pizza Airport, Mrs Winners Chicken & Biscuits, and Whitt's Barbecue, perfect for grabbing a meal before or after your visit.
What nearby businesses can be helpful if I'm looking for automotive services?
Nearby automotive service providers include Auto Masters of Hermitage (used car dealer), Auto Credit Group LLC (car dealer and repair), Reverse Tennessee (auto loan provider), O'Reilly Auto Parts (automotive parts and car dealer), and Shelter Insurance (auto insurance). These can assist with vehicle purchases, repairs, loans, and insurance.
Are there any nearby shops or services for arts, crafts, or gifts near First Horizon Bank?
Yes, Marker Supply (arts and crafts, shopping), John Neal Books (bookstore and art gallery), Paper & Ink Arts (fabric store), Bloomberry flowers and gifts (party supplies), Nashville Flower Market (flowers and wholesale), and Imperial Skate Shop are all nearby and offer a variety of shopping experiences.