Heights Finance in Murfreesboro, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Cassandra has been so helpful, I can’t thank her enough for being so resourceful and kind!
VP
Vickie Pendergrast
Sep 5, 2025
5.0
Heights finance is the best place to aquire a loan! I've been doing business with them for years! Never have I had one problem with them! The girls at the Northfield office have always had my back, I will continue to do business with them! They are the real deal!
ED
Eudimar Diaz
Feb 14, 2025
1.0
La sra Gaby al principio del crédito todo muy bien me contestaba todas mis preguntas ahora que adquiere el crédito por un auto móvil antesl os 15 días de daña el auto móvil no me dan ninguna respuesta positiva
NT
Nikki Taylor
Dec 9, 2024
5.0
Ms. Cassandra was great through the whole process, answered all my questions and was so kind and just above all amazing to speak with. I got approved for way more then I expected too and the payback rates a month weren't too bad. Definitely take the time to put in an application if you value great customer service and need some extra funds
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Murfreesboro, TN offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a local branch to start the loan application process.
What documents do I need to bring when applying for a loan?
Bring two sources of information for identity, residence and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps but isn't required; loan decisions are based on multiple factors. The best way to find out is to apply.
What are the business hours of Heights Finance in Murfreesboro?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is Heights Finance accessible and do they offer onsite parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or through a mobile app?
Yes, you can make payments online, through the mobile app, automated bank payments, check, money order, or debit card payments.
How close is Heights Finance to other financial services like First Heritage Credit?
Heights Finance is located near First Heritage Credit and 1st Heritage Credit, which are also financial service providers in Murfreesboro.
Are there any nearby places to visit before or after visiting Heights Finance?
Nearby spots include Sun Tan City for skin care and tanning, Gold's Gym for fitness, and several restaurants like Carmen's Taqueria and Level Up Nutrition.
How can nearby medical facilities assist customers of Heights Finance?
Nearby medical centers such as MMC Northfield and Middle Tennessee Family Medicine can provide health services that customers might need alongside financial support options from Heights Finance.