Welcome to First Horizon Bank - located in Murfreesboro. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
Requires appointmentNot available
Drive-throughAvailable
Onsite servicesAvailable
Free parking lotAvailable
Free street parkingAvailable
On-site parkingAvailable
Wheelchair accessible entranceAvailable
Wheelchair accessible restroomAvailable
Wheelchair accessible seatingAvailable
Location
First Horizon Bank - Murfreesboro, TN - S Church St
Waited almost 20 minutes in the drive thru after sending my deposit up before I was even greeted. It was like being held hostage, I was about to call the police to report it stolen. Finally the teller came on and said she was the only one working and she had to take care of the line inside first. This is unacceptable management of any business. I'm planning to close my account. Last time I tried to do a drive thru transaction, I waited just as long only to be told that their system was down and they couldn't accept a deposit. The service here is horrible the management is apparently non-existent. I'm over it.
CH
Charity Hubbard
Dec 29, 2025
1.0
This bank does not value their account holders whatsoever. The overdraft policy is very predatory. I regret ever having an account with First Horizon. I recommend a credit union or an online bank like Chime.
JP
Jennifer Patterson
Jan 30, 2025
5.0
I’m a recent victim of fraud regarding my bank account. These folks did some serious damage including getting my cash app closed down. Back to my bank though. Matt is working diligently to handle this situation as quickly & professionally as possible. He’s very thorough & well experienced. I’m so happy I picked this bank for all my banking needs.
Frequently Asked Questions About First Horizon Bank - Murfreesboro, TN - S Church St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Murfreesboro?
The drive-through is open Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.
What do I need to open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of our banking centers to apply in person.
What types of mortgage loans does First Horizon offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Does First Horizon Bank offer assistance for first-time homebuyers?
Yes, there are programs like FHA loans and options with lower down payment requirements to support first-time homebuyers. Mortgage specialists can help find the best fit for your needs.
What small business loan options are available at First Horizon Bank?
First Horizon offers various small business loans including term loans, lines of credit, and real estate loans. You can talk to a banker to review your options.
How can I contact First Horizon Bank - Murfreesboro for customer service?
You can contact customer service at customerservice@firsthorizon.com or by calling +1 615-893-4499.
Where is First Horizon Bank - Murfreesboro located?
It is located at 808 South Church Street, Murfreesboro, TN 37130, USA.
Are there other banks nearby First Horizon Bank - Murfreesboro?
Yes, nearby banks include First Tennessee Bank and another First Horizon Bank branch. Customers can visit these for additional banking services or to compare options.
What nearby services can I visit in Murfreesboro after a banking appointment?
Nearby you can find the Genesis Teen Learning Center, Natural Essence Salon & Hair Loss Control, and Farm Bureau Insurance. These provide educational, beauty, and insurance services respectively, offering convenience for multi-purpose visits.
How can nearby legal and real estate services benefit First Horizon Bank customers?
Customers can access nearby legal services such as Gritton & Gritton and Daniel Newbern Law for personal or commercial legal needs, and real estate services like Stones River Title for transaction support, which complements banking and mortgage services.