Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.7
31 reviews
5 stars
12
4 stars
1
3 stars
1
2 stars0
1 star
17
- JPJoanne PerrySep 26, 20255.0I was short for time and they met my timeline.
- TCterri CroftFeb 1, 20245.0Republic Finance will help you build your credit, plus help with taxes, and your finances. Great group of employees.
- ABall bJan 25, 20171.0They lie to you and they can not be trusted, they also give your information to people they they don't know or have permission to speak to, be very careful dealing with these people. Warn everyone you know that are very deceitful.
- JHJonathan HartsellApr 20, 20141.0This is a terrible company to do business with. I have trouble getting payments to them. They say they don't receive payments in the mail, so it reflects on the customer. I have even had to overnight a payment with signature requested so I would have proof that they receive payment. I mail numerous things out a week for my job, and this is the only company who says they "don't receive it." I guess they try to take advantage of their customers by racking up on the late fees.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and other unplanned expense loans.
How can I pre-qualify for a loan at Republic Finance?
You can get an estimate of loan terms you may qualify for based on your credit and information you provide through pre-qualification, but final approval requires a full loan application.
How long does it take to receive funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the office, you receive funds the same day as a paper check.
Where is the Republic Finance branch located in Morristown, TN?
The branch is located at 2841 W. Andrew Johnson Hwy., Morristown, TN 37814.
What are Republic Finance's business hours?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays like November 27 and December 25, 2025.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee if you miss a payment. Contact your local branch or review your loan documents for specific details about late charges.
What nearby places can I visit before or after visiting Republic Finance?
Nearby you can visit Buffalo Wild Wings for a meal or 7 Brew Coffee and Dutch Bros Coffee for drinks.
Are there fitness or recreational facilities near Republic Finance in Morristown?
Yes, facilities like Five Rivers CrossFit, 10 Experience gym/bar, Dance Elite dance school, and 423 Strength & Conditioning are nearby for fitness and recreation.
Where can I find medical services near Republic Finance?
Nearby medical services include All About You Family Medicine, FountainRx Specialty Pharmacy, Mark M. Holt cardiologist, and Baptist Eye Surgeons.
Does Republic Finance provide onsite services and how long have they been in business?
Yes, Republic Finance offers onsite services and has been serving customers since 1952 with more than 70 years of experience.