Heights Finance in Milan, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What loan options does Heights Finance in Milan, TN offer?
Heights Finance offers personal loan options including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, in a branch, or by phone. The process is fast and easy, with representatives available to help you select loan options that fit your needs.
What do I need to bring when applying for a loan?
Bring two sources of identity, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to get a loan at Heights Finance?
Good credit helps but is not always required. Loan decisions are based on multiple factors; applying is the best way to find out if you qualify.
What are the payment options available?
Payments can be made online, via mobile app, automated bank payments, by check, money order, or debit card. Contact your local branch for details.
What are the business hours for Heights Finance in Milan, TN?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch in Milan wheelchair accessible and does it have parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking for customer convenience.
Are there nearby restaurants where I can eat before or after visiting Heights Finance?
Yes, nearby restaurants include Maria's Mexican Grill, China House, McDonald's, and Pizza Inn, providing diverse dining options.
What nearby services are available if I need pharmacy or medical supplies around Heights Finance?
Family Pharmacy Milan, Walgreens Pharmacy, and Super D Drug Store are nearby options for medications and medical supplies.
Can I combine a visit to Heights Finance with a stop at nearby businesses like Harbor Freight or Sears Hometown Store?
Yes, Harbor Freight and Sears Hometown Store are nearby, convenient for customers who want to shop for tools, appliances, or home goods before or after visiting Heights Finance.