Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information provided, while final approval requires a complete loan application.

Yes, loan checks are pre-approved loan offers and are real. Additional information is available on their website.

The interest rate is the cost of borrowing money excluding fees, whereas the APR includes interest plus all additional fees expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines.

Funds can be deposited electronically within 1-2 business days, or you can receive a paper check the same day at the physical office.

They are open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.

Missing a payment may result in a late charge. Customers should contact their local branch or review their loan documents for details.

Yes, nearby options include Pita Pit for sandwiches, Five Guys and McDonald's for burgers, and Taco Bell for Mexican fast food, all convenient for a meal around your visit.

Near Republic Finance, you can find Mobile Auto Mechanic In Memphis Tennessee Car Repair Service for vehicle repairs and Kyle Fickes: Allstate Insurance for auto insurance services.

Yes, nearby are Memphis Sport Club and LA Fitness for gym and sports activities, Wellness One Memphis for chiropractic care, and Fenix Performance Physiotherapy for therapy services.