Heights Finance in Memphis, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Ms.Katrina was very helpful and answered every question i had.
GM
Glenda Mcclendon
Nov 5, 2025
5.0
My experience with Heights Fiance is excellent Katrina Quellette is very knowledgeable about my needs she has a bubbly personality I would definitely recommend this business to anyone that needs help
AS
arthur Samuels
Nov 3, 2025
5.0
My visit was very welcoming..and very appreciated...and Trump had nothing to do with it....
QW
Quentin Whitlock
Oct 31, 2025
5.0
Excellent customer service. A+ experience. This is my second loan , and they help me through every transaction.
MB
Mary Brown
Oct 22, 2025
5.0
Wonderful experience I appreciate the workers that you all have thanks
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Memphis offer?
Heights Finance offers a variety of personal loan options including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000 to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a Heights Finance branch. Friendly representatives are ready to help you choose the right loan option.
What documents do I need to bring to apply for a loan?
You need to provide two sources of information for identity, residence, and income verification. These include government-issued IDs, proof of income, utility or bank statements, among others.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but decisions are based on multiple factors, so you may still qualify with less than stellar credit. The best way to find out is to apply.
What are the business hours for Heights Finance in Memphis?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is onsite parking available at Heights Finance?
Yes, Heights Finance offers onsite parking as part of its accessible services.
What nearby dining options are available near Heights Finance?
Nearby restaurants include Casa Mexicana for Tex-Mex, i love pho & Grill for Asian cuisine, One & Only BBQ for barbecue, Chili's Grill & Bar for American fare, and Wendy's for fast food, offering a variety of meal options before or after your visit.
Are there nearby retail shops close to Heights Finance?
Yes, customers can explore nearby retail stores like Ed Harris Jewelry, Platinum Jewelers, Beauty Forte Boutique, Catherines clothing store, and Sunglass Hut for shopping opportunities near the branch.
What healthcare facilities are near Heights Finance?
Philip M Furr Md is a nearby eye care clinic and medical doctor’s office, which may be convenient for customers handling healthcare and financial matters in one trip.
Can I visit Heights Finance without an appointment?
Yes, Heights Finance does not require appointments, so you can visit during business hours at your convenience.