Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial Planning
Welcome to First Horizon Bank - located in Memphis. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Memphis, TN - Kirby Pkwy
1845 Kirby Parkway, Memphis, TN
38138, United States
Hours
Reviews
2.9
28 reviews
5 stars
13
4 stars0
3 stars0
2 stars
2
1 star
13
- SMSylvia McCortJun 16, 20251.0Im sitting at the drive tru, only customer there, about 6 minutes after I arrive a man comes to the teller window and ask did you want something. I replied yes I have some banking to do, he replied "you have to push the call button to get help". I'm 70 years old and never had to do that before, normally someone is waiting there to wait on you.
- PMPatrick MatthewsAug 6, 20212.0First time having this problem: Google says they close at 6 on Fridays. I get there at 5:30 just to turn in a credit card application (no service needed), and the doors are already closed and locked. Maybe it's a new procedure, but I've been let in before with it being 10 minutes to closing with no problem. I was even told to "turn it in in the morning" through the locked door. I'll stick to the Ridgeway/Quince location for now on.
- JSJustin & Christian SportsFeb 11, 20201.0Rude person answering the phone. Put me on hold for 10 minutes. I ended hanging up the phone. I guess I have to drive to the branch to get my issue resolved. Very far from convenience service for customers.
- CFCole FreemanJul 26, 20165.0Extremely professional and friendly staff. They make a true effort to remember customers and always manage to make a visit pleasant and expedient.
Frequently Asked Questions About First Horizon Bank - Memphis, TN - Kirby Pkwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Memphis, TN - Kirby Pkwy?
The drive-through is open Monday to Thursday from 8:30 AM to 5:00 PM, and Friday from 8:30 AM to 6:00 PM. It is closed on Saturdays and Sundays.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit a banking center to apply in person.
What documents are required to open a personal checking account?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license, passport, or government-issued ID.
Does First Horizon Bank have a mobile banking app?
Yes, First Horizon offers a Mobile Banking app available on both Apple App Store and Android Play Store for convenient banking on the go.
What types of mortgage loans does First Horizon Bank offer?
First Horizon Bank offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Is parking available at the First Horizon Bank location on Kirby Parkway?
Yes, there is free onsite parking including a parking garage, street parking, and parking lot available for customers.
Are there any nearby dining options around First Horizon Bank on Kirby Parkway?
Yes, several restaurants are nearby including The Bagel Memphis, Yafa Kabab, Sekisui East (Japanese/Sushi), Halal Pizza & Pasta, and Zaxby’s for a variety of meals before or after your visit.
What nearby services can I find around First Horizon Bank on Kirby Parkway that might be useful?
Near the bank, you can find services like FedEx Office Print & Ship Center, Goodwill Donation Center, and RushMyPassport at FedEx Office for printing, shipping, and donation needs.
Are there other banking options near First Horizon Bank on Kirby Parkway?
Yes, other nearby banks include First Tennessee Bank, Bank of Bartlett, and the Exchange Network ATM for additional financial services.
How can I contact First Horizon Bank for customer service or support?
You can reach customer service via email at customerservice@firsthorizon.com or call the main phone number at +1 901-753-3069.