Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.7
13 reviews
5 stars
8
4 stars
1
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1 star
4
- KHKeith HathornOct 8, 20255.0The process was easy, I walked in sign my papers and picked up my funds
- JWJennifer WigginsAug 15, 20255.0Always showing awesome customer service, will call you and let you know updates on you may be eligible for some extra money , friendly and respectful 😊😊😊
- DCDanny ConnSep 3, 20245.0Great group to work with and helpful in so many ways!!!
- MMMelisa MillerJul 10, 20211.0Took out a loan over a year ago. Made monthly payments which was affordable to my budget. April 1st 2020 I was furlough/position was eliminated. Thank God I took out insurance, I was coved. Unemployment ran out, what was I to do. Took an hourly job, still was not enough to cover my expenses. Covid19 pandemic definitely affected my salary. I requested to have my payment lowered, that’s when to problems started. Rude phone calls, I really didn’t have the money. Long story short….. I’m now back at square one paying this loan back, not to mention attorney fees $3000. To this company and Brand, shame on you. At the end of the day, my loan will get paid. Credit score may suck but watch God. Bad business
- RBRobert BlairSep 15, 20185.0Good people and willing to work with you..
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information, while a full application is needed for final approval and loan terms.
Are loan checks from Republic Finance legitimate?
Yes, loan checks you receive in the mail are real pre-approved loan offers from Republic Finance.
What is the difference between the interest rate and the APR on a Republic Finance loan?
Interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus fees such as origination and documentation fees, making APR typically higher.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment timeline, including your remaining balance and any applicable fees.
How quickly can I get funds after loan approval at Republic Finance in Madison, TN?
If you qualify for electronic funding, money is deposited within 1-2 business days. In-office loan closings provide same-day funds via paper check.
What are the operating hours of Republic Finance in Madison, TN?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and select holidays.
What is the largest loan amount I can pre-qualify for online at Republic Finance?
The largest online pre-qualified loan amount is $10,000, subject to factors like state of residence and income.
What should I do if I miss a payment on my Republic Finance loan?
Late payments may incur charges. Contact your local branch or check your loan documents for details on late charges and repayment options.
What nearby places can I visit around Republic Finance in Madison, TN?
Near Republic Finance, you can visit Lost Worlds Dinotopia amusement park for family fun, enjoy a drink at WIN Bubble Tea, or shop at Dollar Tree and Mattress Firm.
How can nearby retail stores benefit me when visiting Republic Finance in Madison?
You can conveniently combine your visit to Republic Finance with shopping trips to nearby stores like Old Navy and Big Lots for clothing and household items.
Are there beauty and salon services near Republic Finance in Madison, TN?
Yes, there are several beauty and salon options nearby including Posh Glam Studio, Nails 1st, and LUX Salon Suites where you can relax before or after your financial consultation.