Business Details
About
Loan Agency
Heights Finance in Lexington, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.5
17 reviews
5 stars
15
4 stars0
3 stars0
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1 star
2
- CSCarla SticklesSep 18, 20255.0Chelsea is amazing.Great customer service
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Lexington, TN offer?
Heights Finance offers various personal loan options including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in-person at a Heights Finance branch. Their representatives will help you find loan options suitable for your financial situation.
What documents do I need to bring when applying for a loan?
You need to bring two forms of information for identity, residence, and income verification such as government-issued IDs, proof of income, and utility or bank statements.
Do I need good credit to qualify for a loan with Heights Finance?
Good credit helps, but loan decisions are based on multiple factors. You may qualify even without stellar credit. The best way to know is to apply.
What are the branch hours for Heights Finance in Lexington, TN?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance offer loan refinancing options?
Yes, if you have a current loan with Heights Finance, you may be eligible to refinance. Visit a branch and speak with a team member for details.
How can I make payments on my Heights Finance loan?
Payment options include online, mobile app, automated bank payments, check, money order, and debit card payments. Contact or visit your local branch for more information.
Are there nearby businesses around Heights Finance in Lexington where I can visit before or after my appointment?
Nearby places include Sonic Drive-In and Arby’s for quick dining, Taylor Farms for grocery shopping, and Epic Results Salon or Highlight Hair & Nail Salon for beauty services.
Is there convenient parking and accessibility at the Heights Finance Lexington branch?
Yes, the branch has onsite parking and wheelchair accessible entrances to accommodate customers comfortably.
Can I get assistance with loan applications in person at the Heights Finance branch in Lexington?
Yes, Heights Finance has friendly representatives onsite ready to help with loan applications and answering questions during branch hours.