Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Lewisburg. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Lewisburg, TN - N First Ave
125 North First Avenue, Lewisburg, TN
37091, United States
Hours
Reviews
3.7
18 reviews
5 stars
9
4 stars
2
3 stars
3
2 stars
1
1 star
3
- AIAurora IvyOct 4, 20241.0very unprofessional and rude. i called the day before and was told i could walk in to exchange a bag of $1 bills into larger bills even though we do not have a bank account with them, but when i went inside all we got was dirty looks and refusals because we don't have an account with them. we had the bills sorted and counted already but once they saw that it was all ones, which i already explained over the phone, they played hot potato with it and eventually decided it was too much work for them all.
- TTTobias TrumanAug 25, 20203.0(Updated 6/16/21): After much ado, and the fact that it was impossible to get a simple business account elsewhere in town during Covid, I gave First Horizon a 2nd shot. We finally managed to get a business account open, although my two accounts still can't talk to each other. However, Melanie, our banking person, has been fantastic at helping us around the hurdles. She manages transfers and other customer service for us, and is fantastic. She does everything with a smile. So I am upgrading my original 2 star rating to 3 stars to better reflect my current interactions with First Horizon. If I can get my two accounts linked in the future, I'll bump this to 4 stars. My wife and I love the folks at this bank, and this is nothing against them. We have a personal account here. We are starting a new business in town, and wanted a business checking account at our local bank. After shuffling a lot of paper in the drive thru (bank is still closed due to Covid even though essentially everything else is open), after 6 weeks First Horizon was unable to create the online portion of our account. As I do essentially all our banking online, this was a dealbreaker. We're especially sad as now I need to figure out how to open a business checking account at another bank, which is way more hassle than having multiple accounts at a single institution.
- PTphyllis tiptonSep 28, 20154.0Never have any problems with this bank. Just wish to goodness they'd put more atms around town!!
Frequently Asked Questions About First Horizon Bank - Lewisburg, TN - N First Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank in Lewisburg?
Drive-through banking is open Monday to Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
What documents are required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state/government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or you can visit one of our banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
How does First Horizon Bank support first-time homebuyers?
First Horizon offers programs including FHA loans and other options with lower down payment requirements, and mortgage specialists to help explore the best fit for your needs.
What types of small business loans are available through First Horizon Bank?
Small business loans include term loans, lines of credit, and real estate loans. Speak to a banker to review your options.
What nearby places can I visit around First Horizon Bank in Lewisburg?
Nearby you can visit Venue 111 for concerts and events, Lewisburg Square for dining, and the Marshall County Community Theatre for live performances, making your visit to the bank convenient and enjoyable.
Are there other financial services near First Horizon Bank?
Yes, nearby financial and professional services include Dual Fusion Fiber for internet, Farrar Bonding Company for bail bonds, and Southern Charm Title and Escrow for real estate services.
How can nearby government and public services assist visitors to First Horizon Bank?
Visitors can access services like the Marshall County Courthouse, General Sessions Court, and City of Lewisburg government offices all nearby for legal and civic needs.
Does First Horizon Bank in Lewisburg offer accessible facilities and parking?
Yes, the bank provides wheelchair-accessible entrances, drive-through services, and free onsite parking including street, lot, and garage options.