Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires completing a full loan application.

Yes, the loan check is a pre-approved loan offer and is real.

Interest rate is the percentage charged for borrowing the money, excluding fees. APR includes the interest rate plus any additional loan fees and finance charges, usually making it higher than the interest rate.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including your former loan's remaining balance plus any applicable fees.

Funds are deposited within 1-2 business days via electronic funding, or the same day as a paper check when closing a loan at a physical Republic Finance office.

You can pre-qualify for a loan amount up to $10,000 online, though actual loan size depends on factors like state of residence and income.

You may be charged a late fee if payments are not made on time. Contact your local branch or consult loan documents for specific details.

You can visit The Soup Kitchen Express, a nearby soup and American restaurant cafe, for food or coffee before or after your visit to Republic Finance.

Yes, Curves gym is located nearby and can be a convenient place to visit if you're looking to work out during your trip to Republic Finance.

Pet owners can visit Concord School of Grooming or A Dog's Life and Kitty Too nearby, both offering pet grooming and related services close to Republic Finance.