Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Knoxville, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.2
10 reviews
5 stars
7
4 stars
1
3 stars0
2 stars
1
1 star
1
- JFJeff FarkasJan 25, 20252.0The loan officer was rude and condescending. He kept pushing me to use my car as collateral. I told him no, and I don't think he was listening to me. He didn't want to get all of my income information. Then he asked me about my current loan.. it's none of his business what it's for. I make my payments on time and that's all that should matter.
- SPSuzanne PhelpsJul 12, 20175.0Great experience with 1st Heritage in Clinton, TN. Always help. Great communication.
- AKAshlee KMar 6, 20171.0My boyfriend wrote a post dated check they cashed it early tried to bring cash in they refused it now say we owe or will repo the car
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer?
Heights Finance offers a variety of personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance in Knoxville?
You can apply online, by phone, or by visiting a Heights Finance branch in Knoxville during business hours.
What do I need to bring to apply for a loan?
Bring two sources for identity, residence, and income verification such as government-issued IDs, proof of income, utility bills, or bank statements.
Are good credit scores required to get a loan at Heights Finance?
Good credit helps but is not always required; loan decisions are based on multiple factors. The best way to find out if you qualify is to apply.
What are the business hours for Heights Finance in Knoxville?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the branch has wheelchair accessible entrances and offers onsite parking for customers.
Can I make loan payments online or by other methods?
Payments can be made online, via a mobile app, automated bank payments, check, money order, or debit card through your local branch.
How can nearby Metro by T-Mobile or Cricket Wireless stores help Heights Finance customers?
Customers can conveniently visit Metro by T-Mobile or Cricket Wireless nearby for mobile phone needs or communications while handling their loan services at Heights Finance.
What nearby banking options are available near Heights Finance?
U.S. Bank is located nearby, offering additional banking services that may complement your financial needs along with Heights Finance loans.
Are there convenient places near Heights Finance for errands like shopping or fueling cars?
Yes, Food City Gas 'N Go, Food City supermarket, Family Dollar, and Dollar Tree are nearby for grocery shopping, fuel, and discount purchases, making it convenient to combine visits.