Business Details
About
Loan Agency
Heights Finance in Knoxville, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
2.5
42 reviews
5 stars
15
4 stars
1
3 stars
1
2 stars0
1 star
25
- RSRandy SmithOct 14, 20255.0Great company. Jaz was a joy to work with!
- LJLinda JaynesOct 2, 20255.0Awesome people great company. Recommend to anyone!!
- KTKasheef TawheedOct 2, 20255.0Wonderful group of people-very considerate and helpful ! Love em to death!
- CCChris cSep 26, 20255.0Appreciate all they do always help when needed and great to work with
- RRRudySep 16, 20255.0Niceist ladies never go nowhere else
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Knoxville offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with loan amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at the Knoxville branch. Their friendly representatives are ready to assist you.
What documents are required to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification. These can include government-issued IDs, proof of income, utility or bank statements.
Is a good credit score required to get a loan from Heights Finance?
While good credit helps, loan decisions are based on multiple factors. You may qualify even without stellar credit. The best way to find out is to apply.
What are the business hours for Heights Finance in Knoxville?
Heights Finance in Knoxville is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrance and onsite parking?
Yes, the Knoxville location has wheelchair accessible entrance and onsite parking available for customers.
Can I make loan payments online or in other convenient ways?
Yes, payment options include online, mobile app, automated payments from your bank account, check, money order, and debit card payments. Contact your local branch for details.
Are there nearby restaurants I can visit before or after my loan appointment?
Yes, nearby restaurants include Wise Guys Pizza Kitchen, Lempira Mexican Restaurant & Latin Cuisine, Bida Saigon, Indian Grocery, and Turkish Market and Deli, offering a variety of cuisines for your convenience.
Is there a bank close to Heights Finance if I need additional financial services?
Home Federal Bank is located nearby, providing an option for banking and related financial services adjacent to your visit at Heights Finance.
Can I find beauty and spa services near Heights Finance?
Yes, nearby beauty and spa options include Knox Babe Tribe, Brazilian Blowout Knoxville, Shay Aesthetics, and Kirstie’s Bat N Beauties for your convenience before or after your visit.