Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Knoxville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Knoxville, TN - Asheville Hwy
7741 Asheville Highway, Knoxville, TN
37924, United States
Hours
Reviews
3.2
14 reviews
5 stars
7
4 stars
1
3 stars0
2 stars0
1 star
6
- BWBobby WaldenOct 17, 20255.0I have banked at this branch for about 24 years. Way before it was First Horizon. They have always been very helpful anytime I ever had an issue. They are great people.
- WSW. Anthony SmithJun 14, 20221.0Wish I could leave a 0 or negative because they sure don't deserve a 1 star. Charged my Fiancé $8 to cash a $50 check that is drawn on this bank, basically stole 16% of her birthday gift because they want to be a**holes. Sent an email to First Horizon customer service and they clarified with the following statement... Thank you for your inquiry. Whether or not this can be done is at the branch's discretion. Thank you, Daren Djirikian Customer Solutions - Messaging Monday - Friday 8 am to 6 pm ET Saturday 8 am to 4:30 pm ET First Horizon So in other words, they are allowed to charge just what ever they want to with no limits and no set policy. This is outrageous and really should be looked at by FDIC, Consumer Financial Protection Bureau (CFPB), or Comptrollers Office (OCC).
- DTDuc TranApr 10, 20205.0April, Tammy, Allison, Christy and Angie. First name basis and always a smile no matter what. I love these ladies to the moon and back. I’m wary of these negative reviews because what I’m reading does not match up with what I have always experienced when I come in.
- DSDavid SmithJul 15, 20175.0I've been dealing with this branch of First Tennessee Bank for over 20 years. They are a great bunch of down home people that you can talk to, and have always done a good job for me. - David Smith
- JCJoe CorneliusJun 7, 20171.0If I could give 0 stars I would. What a joke of a bank. Was with them for over 8 years. Never good service. Never happy with customers or anyone else. Tried to get simple change and they told me I couldn't get change unless I was a commercial account. All they want to do is charge for every little transaction. With a great credit score and being a long term customer they wouldn't even help me with a loan. Well excuse me. They offered me a loan as long as I had 30% down. And would then only loan 60% of the total cost. What a joke. After choosing to close my account, they didn't even close it the day they said they would afterimage had been told it would be closed. They then added 7$ charges monthly without my knowledge to this "closed" account. They then sent me to collections which is attacking my credit now. What a joke. Never an appology. Never once were willing to make it right. Even after admitting they should have closed the account. They just "forgot" on a Friday. The account manager said " I was in hurry to leave on Friday and forgot." Wow! And I have to suffer. Never once did they offer to make this right. Told me to go to collections. Omg. Wow.
Frequently Asked Questions About First Horizon Bank - Knoxville, TN - Asheville Hwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Knoxville, TN - Asheville Hwy?
The drive-through is open Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
What documents are required to open a personal checking account at First Horizon Bank?
To open a personal checking account, you'll need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online, or if you prefer, visit one of the banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers various mortgage loans including fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo loans to suit diverse financial needs.
How can First Horizon Bank assist first-time homebuyers?
They offer programs tailored for first-time homebuyers, such as FHA loans with lower down payments. Mortgage specialists are available to guide you through finding the best options.
What small business loans are available at First Horizon Bank?
They offer small business term loans, lines of credit, and real estate loans. You can speak with a banker to review your options and find the best fit for your business.
Are there free parking options available at First Horizon Bank - Knoxville, TN - Asheville Hwy?
Yes, there is free parking available including onsite parking, parking lots, street parking, and parking garages.
Which nearby banks can I find around First Horizon Bank location on Asheville Highway?
Nearby banks include First Tennessee Bank, Home Federal Bank, First Peoples Bank, and U.S. Bank Branch, providing customers with several financial service options in the area.
What nearby services can I access if I visit First Horizon Bank on Asheville Highway?
Close to the bank, you can find services such as The Trailer Outlet for trailer rentals, A-Grade Pool Services for pool cleaning, and Ark Studios offering printing equipment and supplies, which might be useful for personal or business needs.
Are there dining or shopping options near First Horizon Bank in Knoxville?
Yes, nearby you can visit Bake My Day bakery for fresh pastries, Food City grocery store for shopping, and Redbox kiosks for movie rentals, giving you convenience before or after your banking visit.