Heights Finance in Johnson City, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
I have used Heights Finance for loans to help with finances where I needed a little extra money. I will have to say their team of workers are amazing in offering help in every way to meet your needs! Grat people to deal with! Thanks !
BB
B
Jul 11, 2025
1.0
I have never done business with this company, but they have been continuously calling for the wrong person for almost a month. I have explained to them on three separate occasions that they have the wrong number, yet today alone, they left three voicemails.
FL
Faith Linthicum
Jul 14, 2021
5.0
I highly recommend heights finance. Quick and responsive! Professional!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in Johnson City, TN?
Heights Finance offers installment loans, auto loans, debt consolidation loans, emergency loans, and refinancing options with loan amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is fast and easy, and representatives will help you find loan options that fit your situation and budget.
What documents are required to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, and utility or bank statements.
Do I need good credit to get a loan at Heights Finance?
Good credit helps, but loan decisions are based on multiple factors, so you may still qualify without stellar credit. The best way to know is to apply.
What are the loan terms and rates at Heights Finance?
Loan terms and rates vary by state and applicant. Visit a branch to learn more about the available loans.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, the branch has wheelchair accessible entrances and onsite parking available for customers.
What are the business hours for Heights Finance in Johnson City?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Are there nearby places to visit or services to use when visiting Heights Finance?
Yes, nearby you can visit Ponce Salon for hair and beauty services, Lady Fit Studio gym for fitness, and Dr. Bill Wolfe dental practice for healthcare needs.
How can nearby businesses like Lakeside Auto Center and Leonard Truck Outfitters complement my visit to Heights Finance?
If you're seeking auto-related loans, you can visit Lakeside Auto Center for used cars or Leonard Truck Outfitters for truck accessories nearby.
Are there convenient dining or convenience options near Heights Finance?
Nearby dining and convenience include Subway sandwich shop, Shell gas station and convenience store, and Roadrunner Market grocery and gas station, perfect for quick stops before or after your visit.