Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide; final approval requires a full loan application.

Yes, loan checks are pre-approved loan offers sent by Republic Finance and are real.

Interest rate is the cost percentage for borrowing money excluding fees; APR includes the interest rate plus fees like origination and closing fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different terms or interest rate, including your remaining balance and any agreed fees or insurance products.

Funds are deposited electronically within 1-2 business days or the same day via paper check if closing the loan in person at a Republic Finance office.

The largest loan amount you can pre-qualify for online is $10,000, though approval depends on factors like your income and state of residence.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays like Thanksgiving and Christmas.

Nearby you can find Woodstock Coffee & Bake Shop for a treat, Bliss Salon for hair services, and Jackson Brazilian Jiu-Jitsu Academy for martial arts training.

Nearby places like Labor Finders Jackson Tennessee can help with employment services, while Morgan Income Tax Services can assist with your financial planning around the time you secure a loan.

Yes, you can visit places like Planet Fitness to work out or enjoy meals at Cracker Barrel Old Country Store, all located near Republic Finance.