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Welcome to First Horizon Bank - located in Hendersonville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Hendersonville, TN - W Main St
429 West Main St, Hendersonville, TN
37075, United States
Hours
Reviews
4.4
21 reviews
5 stars
18
4 stars0
3 stars0
2 stars0
1 star
3
- EEExadienJun 5, 20235.0Jeanie Graham is one of the nicest ladies ever and it’s always a pleasure to see her when I make my deposits. She complimented my hair years ago, and I never forgot. Every time I see her now, I am elated, and enjoy talking to her. I also love all the other tellers here because of how kind they treat me and the patience. I will not go to another first horizon bank because this is by far my favorite. Shoutout to all the workers, and I’m so happy to have this bank. Thank you!
- JPJeffrey ParnessApr 2, 20225.0I just moved to Tennessee from Buffalo. Finding an excellent bank with a culture of RELATIONSHIP BANKING is very difficult. HOWEVER, I found one such bank. When I walked into the bank I was greeted with a very warm welcome from Kelley and her staff. They all were warm, welcoming and friendly. I was able to open up a checking account AND received my ATM/VISA DEBIT CARD on the spot! It only took about 15 minutes and I was all set! Thank you very much! I am super satisfied and as Kelley would say: "ROGER THAT!". If you are tired of talking to a computer on the phone and want a live, friendly, helpful person to help you, then go to First Horizon Bank and tell them that StressFreeJP sent you! Thank you again and may God Bless y'all! Jeff Parness
- VVValorie VantreaseFeb 17, 20215.0Everyone is incredibly helpful, super nice, and they will go above and beyond to help you out. Love this bank. I actually drive further to go to this bank specifically vs the one on Indian lake.
- BDBrooklyn DaultDec 15, 20205.0Mr. Collins and all the staff members are very helpful, and friendly. Best branch I’ve ever been to!
Frequently Asked Questions About First Horizon Bank - Hendersonville, TN - W Main St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through service hours at First Horizon Bank in Hendersonville, TN?
The drive-through is open Monday to Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
What is required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a personal identification such as a driver’s license, passport, or government-issued ID.
Can I open a personal checking account online through First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers in person to apply.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank provide programs to help first-time homebuyers?
Yes. They offer several programs including FHA loans and options with lower down payment requirements, with mortgage specialists available to guide you.
What types of small business loans are available at First Horizon Bank?
Small business term loans, lines of credit, and real estate loans are available. You can talk to a banker to review your options.
What nearby restaurants can I visit before or after banking at First Horizon Bank in Hendersonville?
You can visit nearby restaurants such as Arby’s, McDonald’s, Fortune House (Chinese cuisine), Hayashi Japanese Buffet, and Little Caesars Pizza for various dining options.
Are there any fitness centers near First Horizon Bank where I can work out?
Yes, Tenn Fitness and 28:Tenn Fitness are nearby gyms to help you stay active before or after your visit to the bank.
What are some nearby services I can access close to First Horizon Bank?
Nearby services include Hendersonville Health Mart Pharmacy, Complete Health Partners at Hendersonville (hospital), Hendersonville Police Department, and Realty Title for real estate needs.
How can I make use of the mobile banking services offered by First Horizon Bank?
You can download the First Horizon Mobile Banking app from the Apple App Store or Google Play Store to manage your accounts conveniently anywhere.