Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.2
16 reviews
5 stars
12
4 stars
1
3 stars0
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1 star
3
- JDJudy DiDomenicoOct 21, 20245.0I always have a great experience when I speak with the team at Republic Finance they are always so friendly and helpful
- ADAnne DavisJun 16, 20225.0They are the best. Have always had a great experience. Would recommend to anyone needing a loan.
- SDShaun DoughertyMay 5, 20201.0This company is an absolute joke. We received a loan for 5K and paid it in full the very next month. Once we did that they reported to the credit bureau as an account closed which decreased our credit score.......basically we were penalized for being great customers and paying our account on time......THE WORST!!!!!!
- NVNel VeeSep 3, 20181.0Terrible. DO NOT SEEK OUT A LOAN FROM THIS PLACE. It's a scam. Make 1 delayed payment and they will immediately hit you with a court order and extravagant fees in addition to the loan and interest you are already paying back. Very litigious and shady company. You've been warned.
- KBKen BoggsJul 12, 20185.0Great experience ! Tessa was a joy to deal with. They got me more money than I asked for. Do yourself a favor and come here.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various loans including personal, bill consolidation, home improvement, vacation, auto-secured, emergency, holiday, and K-12 school loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final terms require a full loan application.
What is the difference between interest rate and APR?
Interest rate is the percentage charged for borrowing the money, excluding fees. APR includes interest rate plus fees like origination and documentation charges expressed as a percentage.
How long does it take to receive funds after loan approval?
If eligible for electronic funding, funds are deposited within 1-2 business days. For in-office closings, funds are given the same day via paper check.
Where is the Republic Finance branch located in Gallatin, TN?
The branch is located at 726 Nashville Pike, Gallatin, TN 37066.
What are the Republic Finance office hours?
The office is open Monday through Friday from 8:00 AM to 5:00 PM. It is closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
What happens if I miss a loan payment at Republic Finance?
Missing a payment may incur a late charge. Contact your local branch or check your loan documents for details on late fees.
What nearby places are close to Republic Finance in Gallatin?
Nearby places include Roger Rochelle: Allstate Insurance, Gallatin Prescription Shop, Baymont by Wyndham Gallatin, CosmoProf beauty supplies, and Cancun Lagoon Mexican Restaurant, which can be convenient for various needs before or after visiting Republic Finance.
Are there hotels near Republic Finance for customers traveling to Gallatin?
Yes, Baymont by Wyndham Gallatin and Baymont Inn & Suites are nearby hotels where customers can stay.
What financial services are available near Republic Finance in Gallatin?
Nearby financial-related services include Check Into Cash for installment loans and The Tennessee Credit Union providing banking and ATM services, helpful for customers managing their finances.