Business Details
About
Loan Agency
Heights Finance in East Ridge, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.1
17 reviews
5 stars
13
4 stars0
3 stars0
2 stars0
1 star
4
- CRCynthia “Cindy” RobertsonOct 1, 20251.0Rosie is an excellent loan agent. She will tend to all of your needs. But, the new lady, and I won't mention a name, will continuously call you even after you have ask her not to. This is very annoying to me and has lowered my opinion tremendously of this Company. Also, if you defer a payment, auto payment deactivates but, they don't tell you this until after the fact so that they can hit you with additional charges. Do I recommend this business... No, I do not. 0 stars
- CSCorey StephensSep 15, 20255.0Very helpful great people
- VJVincent JonesJun 6, 20255.0Amazing staff
- SLSherie LuffmanJun 6, 20255.0Great people and super service
- NSN SmithMay 30, 20251.0This place is beyond unprofessional! First they don't call you back when they say they will! Then Reba tried to tell you, all you need is a co-signer with income. Got the co-signer & then tell me I'm approved & say wait I need a title to a car. Which they don't communicate none of this in the beginning.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in East Ridge offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at the branch to start the loan application process.
What documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
While good credit helps, decisions are based on multiple factors, so you may qualify without stellar credit. The best way to find out is to apply.
What are the payment options available at Heights Finance?
Payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card.
What are the branch hours for Heights Finance in East Ridge?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have a wheelchair accessible entrance?
Yes, Heights Finance has a wheelchair accessible entrance and onsite services.
Are there parking facilities available at the Heights Finance branch?
Yes, onsite parking is available for customers at the East Ridge branch.
What nearby places can I visit after my loan appointment at Heights Finance?
Nearby places include Casino Players International for entertainment, Flawsome Salon for beauty services, and Stringers Ridge Bike Trails for outdoor activities.
How can nearby insurance agencies help Heights Finance customers?
Nearby agencies like Derron Watson: Allstate Insurance and Nationwide Insurance Donny Garner Agency can assist customers looking for auto, home, or rental insurance after securing a loan.
What nearby schools and churches could be relevant for Heights Finance visitors in East Ridge?
Nearby educational institutions include Olph School and Calvary Christian School; nearby churches include OLPH Church Chattanooga and East Ridge Church of Christ, which may serve the community around Heights Finance.