Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.4
13 reviews
5 stars
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1 star
4
- JCJamie ClaireAug 12, 20251.0They wanna send u a loan check in the mail & all u gotta do is deposit it! U get $6k but then u gotta pay them bk almst $11k?!? Seriously?!? Who in the world wld accept a loan like tht?!? It'd have 2 be smbdy tht was insane!!!! DO BETTER, RP! QUIT TRYING TO TAKE ADVANTAGE OF PPL, WHEN THEY'RE LIKELY ALREADY STRUGGLING!!!!!
- CHCarla HoffmanJul 28, 20255.0they treat you as a friend and help you with your needs expertly
- SMSnoonie MillerJul 19, 20244.0They always kept me up to date on my options and were never pushy. Always were able to answer any questions I may had.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer to its customers?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided, while final approval and loan terms depend on completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
Can you explain the difference between the interest rate and the APR on a loan?
The interest rate covers only the cost of borrowing money as a percentage, while the APR includes the interest rate plus any fees such as origination or documentation fees, expressed as a percentage rate.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including the remaining loan balance and any associated fees.
How quickly can I receive funds after loan approval at Republic Finance?
If qualified for electronic funding, funds deposit within 1-2 business days; in-office closings provide funds the same day via paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The largest loan amount available for online pre-qualification with Republic Finance is $10,000, subject to factors like state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
Missing payments may result in late charges. For specific details, contact your local branch or refer to your loan documents.
Are there convenient places near Republic Finance in Dyersburg where I can shop or get other services?
Near Republic Finance, you can visit Carousel Place Shopping Center for various shops, Sun Shop Tanning for beauty services, and Chacos for shoe shopping, making it easy to run errands before or after your visit.
What nearby healthcare facilities are accessible from Republic Finance's Dyersburg location?
Customers near Republic Finance can access Life Choices Medical Clinic, Family Medical Clinic, and Sutherland Cardiology Clinic for medical and health services.
How can nearby financial services complement my experience at Republic Finance?
Nearby financial services like Regions Bank and Credit Central offer banking, mortgage, and financial services that can be useful alongside your loan services at Republic Finance.