Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
11 reviews
5 stars
9
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1 star
2
- MAMike - AngelaMay 18, 20215.0Just got my second loan from them. This time I was dealing with Brittany She was very professional and polite I highly recommend this place
- RRRebecca RealeyFeb 23, 20191.0No communication, extremely high interest being charged even after debt was charged off, does not acknowledge their own contract and arbitration agreement they make you sign upon getting the loan, quick to try and get a judgement without your knowledge or a payment agreement if you fall on hard times. Would not recommend services to anyone, unless you want to be in debt forever, put up with harrassment, and pay 5 times the amount you borrow do to the interest they charge.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for one?
Pre-qualification provides an estimate of loan terms based on your credit and information, while applying involves completing a full application for final approval.
How long does it take to get funds after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. At the office location, funds are provided the same day via a paper check.
What should I do if I miss a payment on my Republic Finance loan?
You may be charged a late fee. Contact your local branch or refer to your loan documents for details about late charges.
What are the main business hours for the Republic Finance location in Dickson, TN?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays such as Thanksgiving and Christmas.
Where is the Republic Finance office located in Dickson, TN?
It is located at 344 Henslee Drive, Dickson, TN 37055.
Can you refinance a loan with Republic Finance, and what does refinancing involve?
Yes, refinancing replaces your existing loan with a new one potentially with new terms, interest rates, and repayment timeline.
What nearby places can I visit around Republic Finance in Dickson, TN?
Nearby places include Empress Beauty salon, Autumn Sky at Lotus Tattoo art gallery, and The TakeOver gym and sports venue which you might enjoy before or after your visit.
Are there nearby services like car washes or health centers near Republic Finance?
Yes, nearby options include H&W Carwash, Clean Getaway Auto Wash, AccentCare Home Health, and Amedisys for your health and automotive needs.
How can nearby transit or shopping locations help me when visiting Republic Finance?
Nearby places such as Metro by T-Mobile and Tobacco and Beer Market can assist customers with telecommunications needs or convenience shopping while visiting Republic Finance.