Business Details
About
Loan Agency
Heights Finance in Crossville, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.9
11 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
3
- JHJulie HudsonJun 1, 20235.01st Heritage is one of the best places to get a loan at. They are the most friendliest people I know and try to help you in every way they can.
- CWchristopher williamsMar 26, 20195.0Casey is awsome
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Crossville offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The process is designed to be fast and easy with assistance from friendly representatives.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Are good credit scores required to get a loan?
Good credit helps but isn’t always necessary. Loan decisions consider multiple factors, so you may qualify without stellar credit. The best way to know is to apply.
What are the operating hours of Heights Finance in Crossville?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is Heights Finance accessible for individuals with disabilities?
Yes, the location has a wheelchair accessible entrance to accommodate individuals with disabilities.
What nearby businesses could I visit before or after my appointment at Heights Finance?
You could visit nearby places like Starbucks for coffee, Kroger grocery store for shopping, or Planet Fitness for a workout session around the Heights Finance branch.
Are there nearby services for shipping and mailing close to Heights Finance?
Yes, nearby you can find the UPS Authorized Shipping Outlet and The UPS Store for your parcel and mailing needs.
Which insurance agencies are located near Heights Finance?
Direct Auto Insurance and Slade Collins insurance agencies are nearby for your auto, life, and general insurance needs.
What payment options are available for Heights Finance loans?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact the local branch for more information.